We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Management Company paid creditors late!?

Hi guys,

Hoping someone can help as i've no idea!

My other half is trying to get a mortgage sorted for a property, she's had debt issues in the past but used a debt management company (smooth, who then went into liquidation and the plan moved to moneyplus) to sort out payment plans etc.

She paid the company on time and in full every month until all of the debts were cleared (which she has bank statements to prove).

We've checked her credit file (with all 3 agencies) and it appears that the debt mangement company has failed to pay her creditors on time so they continued to show 1/2/3+defaults on her accounts far after the plans we put in place.

Can we get this corrected? She's done everything she can to sort out her previous problems but the debt company seems to have screwed her over?


Thanks,
Darren
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.