Three mobile issue

eskimofourstar1

Hi All,

I took a contract out FOR my ex-partner in my name back in2010 (Very silly of myself)

He managed to default a account and also open another account under my name as he had full access to the account. The second account has numerous late payments on the account. The first account is now closed with the defaulted account being satisfied as of 2013.

Upon looking at the accounts, and my main question which I want answering/help with escalating. Both accounts appear under his address (which is different to mine) as he paid for the bills, he had to enter the address as his own for the payment to be accepted.

My issue is, obviously three say that the accounts are my own financial management and I accept this, but legally are they allowed to change the address on my credit report? I never have lived at his address.

The payments what made the link have ALWAYS been paid via his Debit card in his name, surely a payment from a different name does not justify the change?

How can I argue this with 3 to remove the address link and possibly remove the account information?

Thank you in advanced.

[Deleted User]

Your first two sentences seem to contradict one another.

First you say you took out a contractor in someone else's name, them you say they took contracts out in your name.

I'm confused :huh:

eskimofourstar1

Sorry!!! I have amended the post, should make more sense now.

Arleen

You are responsible for the accounts and thus the address of those accounts is now also linked to you, they didn't do anything wrong or illegal. What you can do is call three and change address of those accounts back to yours, but that is about it.

[Deleted User]

You could also report the second account as fraudulent.

eskimofourstar1

Thanks,

How would I report this as fraudulent? Is there a set process?

Arleen

Claiming fraud here is quite a reach, but then why not give it a try? Worst case the claim will be denied. And best to give three a call and say that you want to report them as fradulent, they will guide you through the process.