Student Loan Shakeup 2016 and the EU referendum PLEASE READ

StrandedStudent

Before I lose you because of the stigma and stereotypes associated with the common student please read on before you give up. Simply put, if something is agreed between two parties but one retrospectively changes that agreement: That is wrong.

:money: Martin has become a real advocate for this defiance and I really hope he is doing something behind the scenes.

The protesting doesn't work. The freedom of speech is alive and well but no one wants to listen. Take the 2012 student protests as example. Fees still increased and everyone went on doing what they were doing. Now the interest rates etc are going to increase even further, action speaks louder than words.

I propose that students ignore the NUS campaign of voting to stay in the EU and actually protest vote leave in order to gain the immediate attention of Dave and Georgie. Ultimately they do run the party and are currently this days government. I do acknowledge protest voting gets you nowhere however with the ever increasing Significance of the young voter I feel if there was this threat to the great referendum, it might make some of the members stand up and listen for once.

Changing something already agreed is just plain wrong. If a commercial company wouldn't be allowed to do it then the government should be held accountable for it. Life is tough and !!!! happens but it cannot be 1 for 1 and 2 for another.

missbiggles1

Why not take advantage of our current EU membership and study in another member country (in English) for a fraction of the cost? Much better use of your time and far more productive.

GwylimT

missbiggles1 wrote: »

Why not take advantage of our current EU membership and study in another member country (in English) for a fraction of the cost? Much better use of your time and far more productive.

Many people don't have the funds to pay for the fees or living costs upfront. Its also an equally useful and productive use of a persons time.

My son could have studied medicine with zero tuition fees as he spoke the host countries language, but the living costs were far too great to cover.

You also have to consider that the range of courses is limited, you cannot for example study medicine unless you speak the host countries language, this of course includes nursing and dentistry.

Without speaking the host countries language to a decent standard work that will pat utilities and food is hard to find.

Ed-1

StrandedStudent wrote: »

Simply put, if something is agreed between two parties but one retrospectively changes that agreement: That is wrong.

Not when it is essentially a tax. Tax rates change all the time. Income contingent loans are designed to be changed retrospectively like a tax.

StrandedStudent wrote: »

Now the interest rates etc are going to increase even further

No they're not although the repayment threshold will be frozen because graduates aren't earning as much as the government originally thought they would be by now when they set the threshold.

StrandedStudent wrote: »

Changing something already agreed is just plain wrong.

As above, not when you're dealing with taxes.

missbiggles1

GwylimT wrote: »

Many people don't have the funds to pay for the fees or living costs upfront. Its also an equally useful and productive use of a persons time.

My son could have studied medicine with zero tuition fees as he spoke the host countries language, but the living costs were far too great to cover.

You also have to consider that the range of courses is limited, you cannot for example study medicine unless you speak the host countries language, this of course includes nursing and dentistry.

Without speaking the host countries language to a decent standard work that will pat utilities and food is hard to find.

It isn't a possibility for every student and every course, naturally. My point was that, rather than encourage students to vote Leave, why not encourage them to take advantage of the opportunities that membership of the EU offers.

agrinnall

StrandedStudent wrote: »

I propose that students ignore the NUS campaign of voting to stay in the EU and actually protest vote leave in order to gain the immediate attention of Dave and Georgie.

You are aware that it's a secret ballot aren't you? How will anyone know that students have voted leave? And even if they did, why do you think the victorious leave leaders, who are quite likely to oust Cameron and be running the country, would do anything to help you when they've been part of the government that set up the current situation anyway?

I just hope we won't be numbering you among our political masters in the future if this is the level of critical thinking you employ.

supermario1965

Lots of EU students come here, take massive loans and will never pay it back once they have returned to their home country. Is it fair?

GwylimT

supermario1965 wrote: »

Lots of EU students come here, take massive loans and will never pay it back once they have returned to their home country. Is it fair?

Those in the EU pay back their student finance in the same way that students do if they remain in the UK.

tomtontom

supermario1965 wrote: »

Lots of EU students come here, take massive loans and will never pay it back once they have returned to their home country. Is it fair?

I expect the number of home students that do the same to be far higher.

missbiggles1

agrinnall wrote: »

You are aware that it's a secret ballot aren't you? How will anyone know that students have voted leave? And even if they did, why do you think the victorious leave leaders, who are quite likely to oust Cameron and be running the country, would do anything to help you when they've been part of the government that set up the current situation anyway?

I just hope we won't be numbering you among our political masters in the future if this is the level of critical thinking you employ.

Or among our future graduates.;)

StrandedStudent

Ed-1 wrote: »

Not when it is essentially a tax. Tax rates change all the time. Income contingent loans are designed to be changed retrospectively like a tax.



No they're not although the repayment threshold will be frozen because graduates aren't earning as much as the government originally thought they would be by now when they set the threshold.



As above, not when you're dealing with taxes.

Please visit YouTube and watch martins video on retrospective hikes in regards to student loads and that will explain it more. Maybe that will help you understand.