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Travel insurance

Hello! my friend bought tickets to UK via Visa and he was told he got travel insurance because of that. During his UK holidays he fell and almost broke his arm. He was given only a sling at the hospital and advised to book an appointment, but he got back home. Is there any benefit from the insurance?

Comments

  • VeryMan wrote: »
    Hello! my friend bought tickets to UK via Visa and he was told he got travel insurance because of that. During his UK holidays he fell and almost broke his arm. He was given only a sling at the hospital and advised to book an appointment, but he got back home. Is there any benefit from the insurance?

    Not sure how you expect anyone to answer that. No one else knows what his Visa insurance covers, except him and Visa.
  • VeryMan
    VeryMan Posts: 279 Forumite
    Does travel insurance give money when someone has a health issue during travel or only covers health costs?
  • Caz3121
    Caz3121 Posts: 15,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    VeryMan wrote: »
    Does travel insurance give money when someone has a health issue during travel or only covers health costs?

    Possibly but he would need to read the T&Cs regarding the insurance given with his card or speak to whoever told him that "he got travel insurance because of that" There is no "book with a Visa card and be covered by travel insurance with benefits of x + y", any insurance offered will be specific to the card T&Cs.
    Insurance often reimburses costs...did your friend incur any costs related to the injury?
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    What is he thinking of claiming for? His arm was in a sling, has that prevented him doing anything that he had already paid for? Did he curtail his holiday and go home early (although I doubt if that would be covered unless it was agreed with the insurer first)?
  • pollypenny
    pollypenny Posts: 29,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    VeryMan wrote: »
    Hello! my friend bought tickets to UK via Visa and he was told he got travel insurance because of that. During his UK holidays he fell and almost broke his arm. He was given only a sling at the hospital and advised to book an appointment, but he got back home. Is there any benefit from the insurance?



    What on earth could he claim for?

    He's fine. :cool:
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
  • martindow
    martindow Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Where is he from? Did he have to pay at the hospital? Unless it's a substantial amount the excess on the policy will probably make a claim a waste of time, assuming it's covered at all,

    As others have said he will need to read the small print and contact Visa in his home country.
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