RENTING: current estate agent wants to give bad reference

lanceneoman

HappyMJ wrote: »

You said you were employed so they'll use your employer reference instead.

thankyou for your help

ognum

lanceneoman wrote: »

I gave prior notice of having the operation.

As I did when asking for payment dates to be changed inline with my current employer.
They called up to confirm it was okay, after I emailed.

I have been waiting for an oven to be fixed for 4 weeks now, when I complain they say just sue the hobs.
I had no choice in the end to complain to the council, then a few days after this, I received a section 21.
obviously linked.
And still no oven working.

I feel they are going against us.

and yes, the payment was late when i had the operation, however; they were informed before hand.

I guess what I am asking, what happens if they refuse a reference., what will the referencing company do then?

It sounds like your operation was planned surgery as you gave notice of it, honestly if you could not make provision for payment of your rent following surgery and where therefore late on payment then you could be considered a poor risk for a LL.

What happens if you are sick again or are made redundant, frankly phoning up and telling the LL does not pay the LLs mortgage if he has one.

Make it you most important saving plan to have at least three months living expenses saved on £43K this should be possible. This will then never happen again.

Understand, informing someone you can't pay does not make you a reliable tenant. Paying rent on the day required, giving notice of maintenance issues in a timely manner and allowing access for repairs does.

lanceneoman

ognum wrote: »

It sounds like your operation was planned surgery as you gave notice of it, honestly if you could not make provision for payment of your rent following surgery and where therefore late on payment then you could be considered a poor risk for a LL.

What happens if you are sick again or are made redundant, frankly phoning up and telling the LL does not pay the LLs mortgage if he has one.

Make it you most important saving plan to have at least three months living expenses saved on £43K this should be possible. This will then never happen again.

Understand, informing someone you can't pay does not make you a reliable tenant. Paying rent on the day required, giving notice of maintenance issues in a timely manner and allowing access for repairs does.

I was hospitalised while at work, then had to undergo an operation, it was not possible for me to make the payment on time, however; they were informed. 1 payment being 2 days late in 3 years, due to severe operation.

lanceneoman

ognum wrote: »

It sounds like your operation was planned surgery as you gave notice of it, honestly if you could not make provision for payment of your rent following surgery and where therefore late on payment then you could be considered a poor risk for a LL.

What happens if you are sick again or are made redundant, frankly phoning up and telling the LL does not pay the LLs mortgage if he has one.

Make it you most important saving plan to have at least three months living expenses saved on £43K this should be possible. This will then never happen again.

Understand, informing someone you can't pay does not make you a reliable tenant. Paying rent on the day required, giving notice of maintenance issues in a timely manner and allowing access for repairs does.

also if i am sick again I get full sick pay, and in addition I have redundant insurance.

ViolaLass

I would be tempted to point out to the agent that giving you a bad reference would make you less likely to be able to leave when they/the LL would like you to, causing everyone a headache.

(That's if you don't go for the better suggestion above of saying that the agent doesn't give references.)

Cakeguts

lanceneoman wrote: »

I gave prior notice of having the operation.

As I did when asking for payment dates to be changed inline with my current employer.
They called up to confirm it was okay, after I emailed.

I have been waiting for an oven to be fixed for 4 weeks now, when I complain they say just sue the hobs.
I had no choice in the end to complain to the council, then a few days after this, I received a section 21.
obviously linked.
And still no oven working.

I feel they are going against us.

and yes, the payment was late when i had the operation, however; they were informed before hand.

I guess what I am asking, what happens if they refuse a reference., what will the referencing company do then?

For future reference do not do any of this again. There is no need to change payment dates for rent. If you are spending everything you earn and do not have any savings you are going to get into difficulty with rent if you become unemployed or have to go into hospital for an operation.

When you rent a house you sign a contract. The contract is a legal document. In that legal document there is a date for payment of rent. You cannot just phone up and say that want to change that date because you have agreed in the contract to pay the rent on that date. If the landlord agrees that you can change the rent day then you can but they don't have to agree to it so it is better to have some savings that mean that you can still pay the rent if you have some problem with income.

Phoning up and saying that you wouldn't be able to pay the rent because of an operation is not part of the contract that you signed. If the contract didn't say that you could stop paying the rent on the due day if you were in hospital having an operation then it should have been paid as normal. This informing before hand isn't what you signed up to in the contract.

Basically you can't just keep changing the day when you pay the rent to suit you.

So yes you have been unreliable in making rent payments. This is correct. Reliable would have been paying the rent on the day stated in the contract for the whole of the tenancy. In your next tenancy stick to the date in the contract that you sign.

lanceneoman

i had to change the date, My company went from paying me weekly, to not getting paid for 8 weeks and then monthly then on.

At the time I did not get sick pay. I had about £3000 in savings at the time of the operation, however; due to being in hospital I could not go to the bank to withdraw it ( building society)

Now I know what to do and what not to do again, however; I am looking for help on what I should do now.

franklee

lanceneoman wrote: »

i had to change the date, My company went from paying me weekly, to not getting paid for 8 weeks and then monthly then on.

At the time I did not get sick pay. I had about £3000 in savings at the time of the operation, however; due to being in hospital I could not go to the bank to withdraw it ( building society)

Now I know what to do and what not to do again, however; I am looking for help on what I should do now.

I'd explain to the new agent that the relationship with the old agent has deteriorated due to their failure to repair the oven (and whatever else they didn't repair) so that they are now using an historic late rent payment that was two days late due to you having an emergency operation against you. Tell them how long you were there and that the other rent payments were on time etc. Therefore as you understand it they will not provide a reference. You could offer to pay the new landlord an extra months deposit in lieu of the reference to show good will, You can also invite the new agent round to your current home to show them it's well kept. You can show bank statements to show the rent was paid. I'm sure agents are used to landlord and tenant falling out and at the end of the day it's the new landlord's choice if he rejects you or not. If all that fails ask them what it would take to overcome the obstacle.

Newbiebuyer2016

To be honest that story wouldnt really work out.

If you were hospitalised suddenly for example the first week of the month, let's say March, and the rent was due that week ( 1st March) you would have been paid and you would have paid a full months rent for the whole of March

That sickness week wouldn't kick in until the following month so April, you would have struggle to pay the rent AFTER a week off sick.

So that story about not getting to the building society doesn't work.

The facts are you have not paid rent on time every month through your tenancy no matter what the excuse is.

As for changing the rent day of that was the only problem you could easily provide bank statements.

I don't believe a LL would evict a good tenant because they complained about an oven.
Easiest way round it all is always tick the box saying living with parents.

AdrianC

The only relevant question here is whether you paid your rent on the day it was due according to your contract, every single month of the tenancy.

It's a simple yes or no question.

And it sounds like the answer is no. The reasoning is, frankly, your problem.