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Right to Buy - Scotland
Ger1234
Posts: 2 Newbie
Hello
I've recently succeeded a council tenancy from my father after he passed away. I was told that I have the modernised right to buy the house. My girlfriend now lives with me in the house and we wanted to buy it together. However, the council said that they will only sell to me as my girlfriend has not been living there for 6 months. Can we still get a joint mortgage on the house?
Thanks for your help.
I've recently succeeded a council tenancy from my father after he passed away. I was told that I have the modernised right to buy the house. My girlfriend now lives with me in the house and we wanted to buy it together. However, the council said that they will only sell to me as my girlfriend has not been living there for 6 months. Can we still get a joint mortgage on the house?
Thanks for your help.
0
Comments
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No - the benefit is for you, and you alone.0
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Why not wait until the 6 months is up? So much nicer, so much more reassuring for your girlfriend, to buy together..
Shame about the footy/id...
Slàinte mhath!0 -
theartfullodger wrote: »Why not wait until the 6 months is up?
Possibly because the RTB is being abolished at end of July?0 -
Dang! Why tell him! (I knew...)
I wasn;t suggesting which property he bought together with the love of his life....0 -
I'm curious - what is a modernised RTB?0
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Cheeky_Monkey wrote: »I'm curious - what is a modernised RTB?
http://lmgtfy.com/?q=modernised+right+to+buy+scotland
.. cheeky....0 -
If you marry your girlfriend, then she becomes entitled to half the house regardless of what the deeds and mortgage say.
Alternatively You can transfer the house into joint names after the required amount of time (Might be 5 years)0 -
Thanks for the replys guys - well most of them anyway. Will a bank take into consideration that my girlfriend will still be paying half the mortgage when we apply for one? Because when I put my details, expenses etc into those online mortgage calculators the amount they will lend me doesn't come close to enough. But when I do buy the house we will still be splitting the bills 50/50.0
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Thanks for the replys guys - well most of them anyway. Will a bank take into consideration that my girlfriend will still be paying half the mortgage when we apply for one? Because when I put my details, expenses etc into those online mortgage calculators the amount they will lend me doesn't come close to enough. But when I do buy the house we will still be splitting the bills 50/50.
No................0 -
Let me google that for you: the single most amazing thing I've seen today.0
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