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Assumptions turned upside down

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  • bigfreddiel
    bigfreddiel Posts: 4,263 Forumite
    Stu_N_ wrote: »
    My wife and I probably park our cars on the driveway half the time and on the road half the time. When renewing our insurance, I just assumed that driveway would be safer and therefore cheaper. But when I select 'road', the renewal dropped by a fairly significant amount, about £20 per car. Who'd have thunk it? Are you really less likely to claim if you car is kept on the road rather than the drive?

    Well known fact that parking on your driveway is more costly than on the road, been so for ages.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    dunstonh wrote: »
    Its not damage that is the major cost. It is theft. A car on the drive tells the thief where the keys are kept. A car on the street does not.

    In areas of high car theft, parking on drive can be more expensive than parking on street.

    Right, so the explanation that I gave myself in post #2! I assumed you were talking about loss through damage as that's what you'd referred to for the on-road parking, but I see now what you mean.
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