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current account switch multiple switches and payment redirection

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If I switch from bank A to bank B then bank C, what would happen to a payment into account A ?

Would it
be rejected as account is closed
go straight to C
go to B who would then send to C

Comments

  • alternate
    alternate Posts: 715 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    It would go to C. All redirected electronically.
  • mwarby
    mwarby Posts: 2,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is this an educated guess or something you know for sure ?
  • HornetSaver
    HornetSaver Posts: 3,732 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Combo Breaker
    I take it you are assuming that account C has been switched to before a payment was ever made out of account B?
  • mwarby
    mwarby Posts: 2,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    i'm thinking
    use bank A for years
    switch to bank B - use as main account
    switch to bank C a couple of months later
  • LXdaddy
    LXdaddy Posts: 693 Forumite
    Tenth Anniversary Combo Breaker
    I would expect the switching service process would result in the arrivals being forwarded to where you switched to (at least for a period of time)
    So the payment would be forwarded from A to B and then the payment would be forwarded from B to C
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Situation should never arise...if you're on top of your finances! I mean, you'd provide all those crediting/likely to credit your account with your new 'Bank C' details wouldn't you?

    So your question is more hypothetical, and simply being asked out of interest?
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    I'd agree with LXdaddy that it'll be A to B then B to C, it can't happen any other way as A knows nothing about your account at C.
  • mwarby
    mwarby Posts: 2,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Situation should never arise...if you're on top of your finances! I mean, you'd provide all those crediting/likely to credit your account with your new 'Bank C' details wouldn't you?

    So your question is more hypothetical, and simply being asked out of interest?

    Yes more hypothetical than anything else. I might be about to do another switch, but I don't plan to use the redirection.

    It is however nice to know that if anyone does use old details I'm covered. I have twice before(different employers) had expenses paid into the the wrong account, as they updated the payroll, but not expenses
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    alternate wrote: »
    It would go to C. All redirected electronically.
    For 36 months only.
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