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current account switch multiple switches and payment redirection
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mwarby
Posts: 2,049 Forumite


If I switch from bank A to bank B then bank C, what would happen to a payment into account A ?
Would it
be rejected as account is closed
go straight to C
go to B who would then send to C
Would it
be rejected as account is closed
go straight to C
go to B who would then send to C
0
Comments
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It would go to C. All redirected electronically.0
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Is this an educated guess or something you know for sure ?0
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I take it you are assuming that account C has been switched to before a payment was ever made out of account B?0
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i'm thinking
use bank A for years
switch to bank B - use as main account
switch to bank C a couple of months later0 -
I would expect the switching service process would result in the arrivals being forwarded to where you switched to (at least for a period of time)
So the payment would be forwarded from A to B and then the payment would be forwarded from B to C0 -
Situation should never arise...if you're on top of your finances! I mean, you'd provide all those crediting/likely to credit your account with your new 'Bank C' details wouldn't you?
So your question is more hypothetical, and simply being asked out of interest?0 -
I'd agree with LXdaddy that it'll be A to B then B to C, it can't happen any other way as A knows nothing about your account at C.0
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YorkshireBoy wrote: »Situation should never arise...if you're on top of your finances! I mean, you'd provide all those crediting/likely to credit your account with your new 'Bank C' details wouldn't you?
So your question is more hypothetical, and simply being asked out of interest?
Yes more hypothetical than anything else. I might be about to do another switch, but I don't plan to use the redirection.
It is however nice to know that if anyone does use old details I'm covered. I have twice before(different employers) had expenses paid into the the wrong account, as they updated the payroll, but not expenses0
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