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Decisions, Decisions... and a diary....

2

Comments

  • southern_chick
    southern_chick Posts: 555 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    get the next vouvhers, buy the bag for £20 and pay the other £180 off the card :A

    SC XX
    slowly working towards being MF one small over payment at a time :T
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    jw1096 wrote: »
    Next is doing the exact same bag in black for just a bit under £20. That wouldnt be naughty would it?

    Jo x

    :D £20 would be a lot better than £60 cherub - although I too love across the body bags for their practicality so I know where you're coming from on that.

    I don't think you would look back on it and feel a bit sick and regret it if you bought a £20 bag - but if you're anything like me you wouldn't enjoy the Radley if you knew you shouldn't really have bought it.

    :T You have my permission hon! ;) :rotfl: :D

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    I would also do the Next thing. But I think that £20 for the bag as a treat will keep you motivated to continue paying off the other debt. So £180 off the Next account and £20 for the bag.
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • oliveoyl
    oliveoyl Posts: 3,399 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Next account from me too... at that rate of APR it's costing you almost £15 a month in interest on that account alone.
    TOP MONEYSAVING TIP

    Make your own Pot Noodles using a flower pot, sawdust and some old shoe laces. Pour in boiling water, stir then allow to stand for two minutes before taking one mouthful, and throwing away. Just like the real thing!
  • Daisydoll
    Daisydoll Posts: 544 Forumite
    I would agree with others too and pay off the Next account!
    DFW no.630!
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    £20 for the body-bag (what a morbid name !!! lol)

    £180 to Next account and keep your eye on Ebay and you'll be able to buy a Radley dog to put on your bag for £2-3 pounds....

    Are you ordering next online? I have a free P&P code too which you can have (PM me for that) More savings!

    Well done you for thinking this through and not just squandering!!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    Pay the £200 onto the Next Account and blag a body bag for free from the local morgue.
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Dithering_Dad wrote: »
    blag a body bag for free from the local morgue.

    Might not be QUITE what OP had in mind, DD. :confused: Very DFW though. :rotfl:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • benbenandme
    benbenandme Posts: 12,450 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    When I used Next vouchers to pay off my account I had to send them special deliver y at a cost of £4.30 :eek: :eek: Would you be able to get the Asda vouchers and then use the money you would have spent in Asda this month to pay your Next account, so that way you don't incur the special delivery charge??? ;):D
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    can you make payments to your next account in-store? avoiding this problem.

    I know if i had to juggle them around i would end up saying "sod it" and frittering it all away and being no better off!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
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