Asking for a lease copy before buying a flat?

kingstreet

lessonlearned wrote: »

The EA was not fazed when I asked and complied quite happily with my request. If he was surprised then he certainly didn't show it

Most vendors don't obtain copies of their leases for their EAs in the marketing stage, most expect their solicitors to obtain them with the Office Copy Entries when they have a sale.

An EA holding a copy of a lease does so because he has been warned there is a problem with the lease or some caveat therein.

Second-hand flats, in decent locations, where not ex-LA or deck access are usually un-problematic when it comes to mainstream lenders.

lessonlearned

The EA wasn't holding a copy of the lease, he had to obtain it for me from the vendor, took a couple of weeks.

At the time I thought nothing of it, I just didn't like the t&cs and assumed it was me being my usual picky self.:D

I only noticed that it had come back onto the market again by chance. Maybe there's nothing wrong and it's just co-incidence.

I asked for a copy of the lease immediately my offer was accepted - just in case - because I didnt want to incur unnecessary legal costs for an aborted purchase should I need to pull out. As it turned out I was right to do so.

As for lenders......well they seem to make up the rules as they go along.:rotfl: