Thursday 26th May - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

SpekySquarehead

Good morning!!

Another NSD yesterday. I'll update my sig in a second.

- Take lunch and snack into work
- Rack up another NSD
- Make soup
- Hoover the house
- Book a service for my car
- Check banks and YNAB
- Update my diary

Have a lovely day everyone!

crazy_cat_lady

Good morning everyone :wave:
Hope you've woken to a better day than I have today. It's rained solidly since yesterday lunchtime and is still going. The kind of weather that makes you want to hibernate.
Also feeling a bit stressed and tired - Dawn, I feel for your DD teaching on a poor night's sleep is an absolute killer.
One of our neighbours came round last night to tell us that she'd seen one of our cats get clipped by a car earlier in the day. Cat seems absolutely fine and her normal self. I, being me, am worried sick that she's going to die. So worrying going on there.
Other plans for today:
check banking and PAD - thank goodness payday is approaching.
mark my Year 10 books
plan for next week
get dh to keep a close eye on the cat for a potential vet visit
get dd to cheerleading
meals from stores
try not to stress and worry too much
plan cover work for tomorrow when I take dh back to hospital
try for some exercise
try for some crochet
aim for nsd
meals from stores
That's all I can think of for the moment - have a good day everyone

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016.

ziggy2407

Good Morning All

CCL - Thanks for starting us off today
Speky - Hi :hello:

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Raining again and very overcast, today I will:

Packed lunch for DH & DS - Done
Check Bank - Done
Read meters and chart - Done
Organise couple of parcels for Post Office tomorrow -
Plan a couple of cards and a scrabble word art (to make) -
Bump couple of bits for sale -
Pamper myself -
Clear Dining Table (again)
Collect DS from friends house (his friends mum is a speech therapist and taking part in a study, DS filled in an application form and has been asked to take part, he gets a £10 Amazon voucher in return) -
Fingers crossed our Wembley tickets arrive -
Read -
Continue purge on Emails -
Complete a few surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone/Ashleigh/Numberplatelotto -

Have a good day! Love to you all!

C x

determined_new_ms

Hi everyone thanks for starting the thread cat. Hope you can use some distraction techniques not to worry so much. Have you seen that little video meme about how heavy a glass of water is? Search it out, I may try to find it and put it on the fab group. Moral of the story is a glass of water is light but if you hold it for a long time it becomes heavy. Same with worries and stressesx

Ziggy ace on the Wembley tickets!

So today have the interview and it's a mission to the venue! Just looked it up that it'll take 50 minutes to get there :eek: so to be on the safe side I should give myself 1.5 hrs:eek:

Things for today's:

Doing some prep now

Put a load of washing on and hang outside

All meals from stores - using up lo tuna pasta for mine and oh's lunch

Find something to do todo a bear trap with

Sow some dwarf French beans - pesky slugs and snails ate my last lot

Sow some more lettuce - I'm having terrible trouble growing lettuce! Why what am I doing wrong?

Photo a few things to list on fleabay tonight

While in the town I going to for my interview going to pop into oasis and pick up a top I'm after using my cc rewards vouchers - so free to me :T

Call the temp agency about my pay check as I believe it is wrong. Instead of getting a tax rebate I've been taxed heavily!

Send email resigning from cafe :eek: ok so that's done!no more dithering and worrying about this!

Clean upstairs

Might go go shopping after interview for things for the festival and when me and dgd are away camping next week

Ok think that's my lot for today. Happy Thursday y'all :A

lambda

Phew! I made it through another month!

Payday tomorrow! Another chunk off the debt. Another month closer.

make_the_change

Hi All,

Just waiting each day for my creditors to respond to my self managed DMP. I have made it manageable but it will take forever to clear :( Went to bed at 9pm last night, however DS1 crept into our bed so had a bad nights sleep. He has a cold coming, DS2 was unsettled as tooth number 6 is coming through. Looks like a quiet half term for us as cant afford to do much with the kiddies. Although DD has a day out with grandad planned. Oh, its been bright, warm and sunny here however gone a little overcast now.

- school run done
- took a wash to mums so can dry on the line and have done a wash for her done
- mowed my mums lawn for her done
-sort out paperwork for council who help assist should we find a suitable property (eagerly awaiting call to view the maisonette I mentioned last week) done - and we have been accepted onto the scheme so now to find a home!
- lunch and then nursery run with DD
- pop into town to collect contact lenses and get some salad for our dinner
- school run and quick dinner as DS1 has footy
- poach some pears for DS2s lucnhes/dinners
- ironing
- quick run around with hoover
- chill

Hope you are all ok, its nearly the weekend!! x

determined_new_ms

Tee hee legomum! Our laptop is broken so using oh's iPad and it just autocorrects everything!

NewlyFrugalMumof3

Hi All,


Day 2 of the dawning! - purse strings tightened, and trying not to berate myself to much for overspending.


Hope everyone has a good kind day.


Today I have/will:


Get 3 boys out to school on time - DONE
Walk dog to school - DONE
Washing on and out before school - DONE
Stripped and remake our bed - DONE
Clean bedroom and hoover upstairs - DONE
Tidy and hoover d/s - DONE
All food from stores - DOING
Get friends b'day chocs from Th**nt*ns with vouchers I have - NSD!
Take photo of DS3 shirts he's outgrown - DONE
Put on ebay tonight
Must do OU study
Rearrange couple appointments
Open post pile
Mow lawn
Plan on spending nice time tonight with DS1, when others are in bed.


Time is running out today - bye x

foxgloves

Afternoon Frugalistas,
Today has gone completely t*ts up in terms of my job list & everything else, so I feel I've achieved nothing for me & mine except a basket of ironing & making some bread. mr f has volunteered to cook tonight, so as the sun is trying to make its first shaky appearance of the day, I'm off down the garden to talk to my vegetables......one way to get a sensible conversation.
F x