Multi Car insurance

Peacetoyou

I am hoping to take over a nice car but am a bit intimidated by the insurance premiums for a second car. Does anyone have any tips on multi-car insurance? For my first car, I have 9 years' no claim bonus but I am not sure how and if that will apply to the second car.

mgfvvc

As a rule you will have to start from scratch for NCB on the 2nd car.

Some insurers will allow you to apply the same NCB to 2 cars, as long as it's a single driver policy.

Your best bet might be a good broker who can negotiate a discount based on your good driving record.

rs65

Peacetoyou wrote: »

For my first car, I have 9 years' no claim bonus but I am not sure how and if that will apply to the second car.

It won't. First stop is your current insurer - hopefully you'll get a decent intro NCB on the second car.

teddysmum

Some years ago , when insurance rules were changed, my husband decided that it would be to my advantage if, instead of two cars being insured in his name, with me as a named driver, one should be in my name, with him being named.


The broker found a policy which allowed me to use the no claims from the car which we chose to re-insure with me as main driver.

Peacetoyou

Thanks for your replies. Stupidly I forgot about NCB on the second car which I assume has lapsed because the second car was off the road for so long (and SORN). NCB is so important.

Peacetoyou

Hello Teddysmum. Thanks for your comments. Would you mind telling me what broker it was.