What are the advantages of a credit card?

Ebe_Scrooge

Stevie_Palimo wrote: »

If you want money on them then never use a cash point machine always get cashback on a purchase.

You can't get cashback on Credit Cards, only Debit Cards ( well, there is some anecdotal evidence to suggest that Wilkos will allow it, but the vast majority of retailers won't ).

Jlawson118

ged1980 wrote: »

How do you mean changed your details slightly?

Nothing major to commit fraud or anything don't worry, it's just I have two bank accounts, one with Lloyds and my main one being First Direct. The first application asked me who I banked with and I said Lloyds and it asked me how long I'd been with them, well it had only been a few months..whereas First Direct has been longer. So I changed the bank information, as well as changing my income as my income had changed as well, so I got accepted

Jlawson118

Ebe_Scrooge wrote: »

You can't get cashback on Credit Cards, only Debit Cards ( well, there is some anecdotal evidence to suggest that Wilkos will allow it, but the vast majority of retailers won't ).

Actually, I've seen some offers offering cashback on credit cards. At the moment, if I spend £40 in Pizza Express, I'll get £20 back. I guess it just depends on who your provider is

Stevie_Palimo

Ebe_Scrooge wrote: »

You can't get cashback on Credit Cards, only Debit Cards ( well, there is some anecdotal evidence to suggest that Wilkos will allow it, but the vast majority of retailers won't ).

I can get it in two local pubs to me that both have no issue what so ever in giving me cash against a credit card payment, I also have a small independent shop that has given me it to.