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what claims count on home insurance
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G_M
Posts: 51,977 Forumite


When using comparison sites they ask about prior claims.
If a policy includes Home Emergency as an add-on, and you claim for a boiler breakdown, do you have to declare this?
Or do you ignore it because it is a seperate policy to the buildings/contents?
If a policy includes Home Emergency as an add-on, and you claim for a boiler breakdown, do you have to declare this?
Or do you ignore it because it is a seperate policy to the buildings/contents?
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With us, I tell customers that it refers to claims on the buildings or content section rather than on Home Emergency etc, as those claims don't affect NCD or require an excess.0
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