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what claims count on home insurance

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When using comparison sites they ask about prior claims.

If a policy includes Home Emergency as an add-on, and you claim for a boiler breakdown, do you have to declare this?

Or do you ignore it because it is a seperate policy to the buildings/contents?

Comments

  • FutureGirl
    FutureGirl Posts: 1,252 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    With us, I tell customers that it refers to claims on the buildings or content section rather than on Home Emergency etc, as those claims don't affect NCD or require an excess.
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