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Refused Student Bank Acc

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  • floss2
    floss2 Posts: 8,030 Forumite
    Just from my elder son's experience:

    do you have the same initials as anyone else in your household who may have an adverse credit rating?

    Me & my eldest son share the same initials, and initially Natwest declinde him because of a "problem with your credit rating". Eventually they accepted that there may have been a mistake, and as a matter of principle he uses the full overdraft facility now & gets his Railcard every year!

    Persevere - my other son has just opened 3 accounts - Coop (he has principles!), Natwest (railcard) & HSBC (presently has current account) but Halifax declined him.
  • Is there a reason you can't use one of the existing accounts or do you need a specific student one for the loan company ???
  • Is there a reason you can't use one of the existing accounts or do you need a specific student one for the loan company ???
    And good luck with your course:beer:
  • Rikki
    Rikki Posts: 21,625 Forumite
    Why don't you just change your natwest current account into a student account. :confused:
    £2 Coins Savings Club 2012 is £4 :).............................NCFC member No: 00005.........

    ......................................................................TCNC member No: 00008
    NPFM 21
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