How long to collect a debt?

rog2

Help_needed wrote: »

Hi silvercharming

Thanks for reply
Do i send the above letter to the DCA?

Thanks

If, as you say, the last purchase was made in October 2001, provided that you have made no payments, since then, nor acknowledged the debt, in writing, then the 'debt' is almost certainly 'statute barred' now.

Have a look at the following link - it will explain exactly how the Limitation Act affects your 'obligations' towards this 'alleged debt' and there is a template letter that you can send to the DCA:

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=25_liability_for_debts_and_the_limitation_act

Help_needed

Thanks again