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Overpaid CC
stasieks
Posts: 3 Newbie
in Credit cards
I have messed up.
I have a new Aqua CC with a limit of £600. This is a reward card, so I try to use it as often as possible. I even made a debit card transfer in order to spend more than my limit (paid £150, so I can use £750 limit). After two weeks I used almost all of my balance (£600 + £150), so I transferred another £150 from a debit card to Aqua CC. After that I figured out, that the direct debit will hit my account with statement values (not including money paid manually from debit card). And it happened, at the moment I have an overpaid card, what should I do about it? Will it affect my credit score or "relationship" with Aqua? I will be out of UK for next month, so I can't use card in UK. Should I use it abroad?
I have a new Aqua CC with a limit of £600. This is a reward card, so I try to use it as often as possible. I even made a debit card transfer in order to spend more than my limit (paid £150, so I can use £750 limit). After two weeks I used almost all of my balance (£600 + £150), so I transferred another £150 from a debit card to Aqua CC. After that I figured out, that the direct debit will hit my account with statement values (not including money paid manually from debit card). And it happened, at the moment I have an overpaid card, what should I do about it? Will it affect my credit score or "relationship" with Aqua? I will be out of UK for next month, so I can't use card in UK. Should I use it abroad?
0
Comments
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You can simply request a refund from them0
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If it's an 'Aqua Reward' card you will benefit by using it while abroad, with no fees or exchange rate loading on purchases. It will be against T&Cs to 'preload' your card, so it's best to avoid doing it deliberately.Evolution, not revolution0
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