Attachment of earnings on old loan

Becs84

Hi

Not sure this is the right place to put this but here we go... I currently have an attachment of earnings, the court put a restriction on the it could only be deducted if I earn over a certain amount each week. I have been on maternity leave some December and haven't earned enough for it to be deducted ( apart from one month when we got our yearly bonus). Anyway I haven't heard anything from them about non payment, would my employer of informed them why, and it will just be deducted again when I start back at work, or will things be going on behind the scenes and I'll get a visit from a bailiff or something??? Really concerned...:(

National_Debtline

Hi

Your attachment of earnings means your employer has to comply with the order as instructed by the court. If the court said they don't have to make the deductions if your income is below a certain amount that's not your fault.

You could check this with your employer but I think they will continue with the attachment of earnings in the same way once your income increases.

Technically the creditor could use a bailiff but I don't think it would be worthwhile when the court doesn't think you should be making payments at this point. County court bailiffs aren't allowed to force entry into your home if you don't let them inside in the first place.

It's pretty simple to suspend a county court bailiff warrant so if you ever receive a letter from a bailiff, called a notice of enforcement, you're welcome to call National Debtline for advice.

James
@natdebtline