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Car Insurance-no claims bonus

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Comments

  • Caz3121
    Caz3121 Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JadeMWW81 wrote: »
    I confirmed with my current insurer and they would produce the documentation if I choose another insurer. My current insurer has quoted me double the price of the original policy.
    If you have any advice that would be great.
    it is not surprising the quote is higher. Your father would have had x years driving licence and been within a certain age group. Premium would have been £x that was discounted by NCD
    Your number of years driving experience and age group may well have you in a higher premium so even with the same % discount it would be higher
    Out of interest have you held your licence for 12 years+? I just wonder how another insurer would view the transferred NCD if it was for longer than you had held a licence
  • teddysmum
    teddysmum Posts: 9,521 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    We have had at least two cars since I learned to drive, but some years ago ,I remember that when one car was bought my husband insured that with me as first driver (he was first on the other) so I would have a no claims bonus of my own .

    I think there was a change about that time, which then required you to have a separate no claims for each person. We used a broker and they did me a special bonus of a couple of years no claims, as I had driven for a number of years with no accidents or claims (as second named driver).
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