Tuesday 17th May - what small DFW things will you do today?

ClootiesMum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

ClootiesMum

Morning folks - was up to reading last night but not writing - but good to catch up with y'all

So - yesterday's list
Check banks - Done
Take breakfast & lunch to work - no canteen for me from now on - Done
Have several wombled receipts I need to check @ work & hopefully print off - t'internet @ work broken - but have checked at home & all have money on them - about £6 in total :j:j
Get plaster from work for sore paw (got a skelf in it yesterday from rose & should put a wee plaster on to draw any infection as it's still sore) - done
NSD - done
Ironing tonight (bleugh) - half done

So today - what's on the cards?

• Not a NSD - ran out of tinned dog food last night & the looks from Diego were shaming (plenty dried but obviously not acceptable)
• Another plaster from work - paw almost better - just another day will sort it
• Breakfast & lunch to work
• Print off Asda money
• Check banks
• Finish ironing
• Half hour pottering in garden as weather looks promising

Well - off to the workhouse now

Have a good day y'all & guard those pennies - will catch you up tonight (forums are blocked at work)

YORKSHIRELASS

Morning all, lovely morning.

I have had to kit the kids out with smart clothes for a family party on Saturday. DS2 still needs footwear. OH bought himself a suit in Primark but the trousers dont fit so we have to go back tonight and change them (50 mile round trip). I need to make sure we are fed before we go so we dont need to eat out.

But before that I have both jobs. I was working out petrol costs yesterday and I am going to try and cut down the number of times I go into job no. 2 and try and work from home a bit more.

Need to update spreadsheets but that might not get done today.

crazy_cat_lady

Morning all :hello:
Thanks for the start Clootiesmum.
I'm still horrifically busy, and have had another day of not wanting to get out of bed this morning. I went to bed at 10pm last night and almost straight to sleep - then woke up at half one feeling quite poorly. Was up for an hour. I'm up and about but already feeling a bit stressed. Thanks for the book advice LaE - I'll look into it for sure.
Today's plans are small:
:cheesy: check banking and PAD
:cheesy: aim for nsd
:cheesy: 10000 steps
:cheesy: full day of teaching
:cheesy: mark a set of books
:cheesy: try not to stress
:cheesy: plan all meals
:cheesy: crochet
:cheesy: get an early night
:cheesy: try for a work/life balance somewhere...
Have a good day everyone :hello:

ziggy2407

Good Morning All

ClootiesMum - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well the sun's shining again and I am shattered (bad nights sleep) so today I will:

Packed lunch for DH & DS - Done
Check Bank - Done
List couple of bits for sale -
Pamper myself -
Bake -
Read (in sunshine) -
Continue purge on Emails -
Complete a few surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone/Ashleigh/Numberplatelotto -

Have a good day! Love to you all!

C x

determined_new_ms

Hi guys thanks for starting the thread cm!

Sorry haven't been around the last few days. Meeting at work went terribly and I am now facing a disciplinary honestly I'm pretty close to telling them where they can go with their job... Yesterday I was supposed to have an interview but when I got to the place I was informed the interviews had been cancelled and no one had told me jeez I just can't catch a break. At the moment!

Plans for today's:

Call Drs and see if I can get an apt

Check banking

Do a job search

Clean house using minimal products and washable clothes

Some potting/planting/sowing and tidy up greenhouse

Photo some bits to put on fleabay

Go for a walk

Text friend and see if she would be prepared to go to a shop in her town and get me a top and post it to me. If she is call shop and reserve and post vouchers (saves me a 50 mile round trip! )

Submit meter readings

SpekySquarehead

Good morning,

Yesterdays list;
- Took breakfast and lunch into work - Done
- Check banks and YNAB - Done
- Have shower at gym - Didn't go, so showered at home.
- Charge phone at work - Done
- Write a shopping list for one of my 2 spend days this week - Half done

With that in mind todays list;
- Take lunch and snacks into work
- Check banks and YNAB
- Go to gym and class
- Finishing shopping list
- Mop the floors!

Hope we all have a good day.

foxgloves

DNMS - Sorry to hear about contentious meeting & cancelled interview is v poor show. No excuse for failing to inform people in this day & age of speedy electronic comms. Mr f had a 44 mile round trip for a training seminar last week. He set off really early as had heard parking really bad. Still no parking spaces when he arrived so he spent ages finding street parking then on arriving at Reception with a few other delegates, was informed no course here....venue changed but not everyone had been told & as the changed venue was 25 miles away & involved crossing city centre at rush hour, it was pointless trying to get to it!! Like your interview cancellation, it just needed 1 tiny email or text!!
F x

DawnW

Morning all
Thanks for the start Clootiesmum
((Hugs)) to those who are feeling stressed or down

Stuck in waiting for a parcel AGAIN - not sure we will be ordering from this firm again, with their 'next day delivery'! Still, making the most of the time confined to base. So far I have:

Cheap porridge breakfast
OH is out, so did a very quick hike round the block with the dog - proper walk later when OH is back to wait in for his bloomin parcel - assuming it doesn't appear this morning.
Posted a small ebay sale while out - every little helps, right?
Listed a couple more items before I lost the will to live
Cleaned bins and washed down the area of path where the dog likes to wee
Stripped off beds, washed the linen. Waiting now for the machine to stop so I can peg it all out on the line Typically, the weather is supposed to change today

Still to do:
Get that washing out! Got it dry BEFORE it poured with rain!
HM meals from stores for me - OH usually has a cheap lunch out on Tuesdays at his golf club (it is cheap too, he usually shares a bowl of chips :rotfl:) leftovers for my lunch and I will cook us both something for dinner as usual, Devoid of inspiration today though, so it will end up being macaroni cheese or something like that! Pasta with cheese sauce, grilled tomatoes and peas. All storecupboard stuff, did the trick
Water anything that needs it in the garden later See above!
More ebaying if I can bear it Listed a couple more bits, no more sales so far today though
Clean something Just a quick tidy round
Declutter something Listed a couple of small bits
Pay milk bill Done
Not spent anything :T
Found 1p when I walked the dog :rotfl:
Planted out the tomatoes in their big pots. Prepared more big pots for the French beans
Gave the neighbour and her Mum and sister the few tomato plants surplus to requirements, plus one of the 3 trays of petunias that soon need to be planted out

Right, that machine has stopped, so off now to get the washing out! Have a good day all!

foxgloves

Morning Frugalistas,
Here is today's list:
*Last laundry of the week done overnight on cheap tariff, 30 deg. All pegged out in the fab sunshine.
*Watered veggie garden.
*Made big stew with last of the rubber chicken, l/o veg & gravy & some of the stock I made yesterday. Froze rest of stock.
*Was strict with cat who has returned to usual breakfast shennanigans. Half a pouch chopped up with last night's wasted meat.
*Finish library book which has been recalled.
*Cut more salad & radishes for dinner.
*Made tomorrow's packed lunch.
*Planned afternoon in greenhouse getting cukes & aubergines into their final places & putting cuke frame together.....made from 2 repurposed plastic pipes!
*Might plant out some more bedding plants (mostly from free seed) if I have time.
Oh....& the pizza I made using soda bread dough as a base yesterday cos I'd run out of yeast? It was really nice! Have frozen 4 slices for picnics.
I haven't forgotten I am supposed to be posting a couple of recipes for people.
F x

make_the_change

Hi All,

DNMS so sorry to hear about your meeting

• school run - done
• take DS2 and DD to playgroup - done
• wash DS1's bedding at mums so it can dry on the line - done
• nursery run with DD
• pop into town to post parcel sold on fleabay
• cash in some coins only £14 but every little helps!
• pop to shops as need milk
• school run and meals from stores (jacket potato today)
• clean bathroom, dust front room, tidy kids bedroom (again) and hoover :(:(
• list some bits on ebay
• rest!

xx