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Keep overdraft open?
bwgames
Posts: 137 Forumite
Hi there,
I currently have a few credit cards, and a £750 OD with Nationwide. (I also have a £1600 0% student OD with NatWest, but I don't think that shows up on my credit reference, and its 0%, so definitely not lowering it...).
I'm considering closing or lowering the Nationwide OD limit as I've just paid most of it off, but does this have much of an effect on my credit score/file?
I currently have a few credit cards, and a £750 OD with Nationwide. (I also have a £1600 0% student OD with NatWest, but I don't think that shows up on my credit reference, and its 0%, so definitely not lowering it...).
I'm considering closing or lowering the Nationwide OD limit as I've just paid most of it off, but does this have much of an effect on my credit score/file?
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