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Halifax Mortgage
awolo1
Posts: 155 Forumite
Hi,
I was issued a full offer by Halifax in Feb this year. I called them today to ask if paying for car insurance monthly would be a problem for them. They said its highly unlikely that it would. So I've decided I'll just pay for it in full. Rather than take the risk.
Whilst about to end the call, I noticed quickly on my experian credit file online, that BOS PLC have credit checked me for first mortgage. This is dated today, the same day I called them to speak to them.
I asked the lady I spoke to if she knew anything about this, she said no. She checked with her manager who also said no.
I've called experian to check that it's genuine and they say they'll have to ask BOS why they have done it.
Please can anybody shed any light on this? All the credit checks for the app were done in Feb. I can't understand why asking such a straight forward question has resulted in me being credit checked without being told or forewarned?
Cheers
I was issued a full offer by Halifax in Feb this year. I called them today to ask if paying for car insurance monthly would be a problem for them. They said its highly unlikely that it would. So I've decided I'll just pay for it in full. Rather than take the risk.
Whilst about to end the call, I noticed quickly on my experian credit file online, that BOS PLC have credit checked me for first mortgage. This is dated today, the same day I called them to speak to them.
I asked the lady I spoke to if she knew anything about this, she said no. She checked with her manager who also said no.
I've called experian to check that it's genuine and they say they'll have to ask BOS why they have done it.
Please can anybody shed any light on this? All the credit checks for the app were done in Feb. I can't understand why asking such a straight forward question has resulted in me being credit checked without being told or forewarned?
Cheers
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