Help with benefits

Saveandsave

Hi all

I'm new to the forum, I hope I am posting in the right place.

We need a bit of help, my husband is out of work at the moment and I'm not sure if we are entitled to any help. He has never been on benefits not claimed any tax credits etc. He used to be on £60k a year so obviously my £27k salary will not cover our outgoings. Are there any benefits we would be entitled to? I know he can get around £75 a week job seekers but does anyone know if there is anything else?

Thanks for you help guys

Darksparkle

Can you post more specifics about your circumstances?

Age?
Working hours?
Income? You mention a £27,000 salary, is this yours?
Children? Childcare?
Disabilities?

pmlindyloo

Darksparkle wrote: »

Can you post more specifics about your circumstances?

Age?
Working hours?
Income? You mention a £27,000 salary, is this yours?
Children? Childcare?
Disabilities?

And

Renting?

NLW

The big problem with high earners when they lose their job it can be more devastating unless you have savings due to having bigger outgoings like cars and houses sky etc. Doubt you will be entitled to much as 27k is considered quite high.

Saveandsave

We have a mortgage, no dependants and no disabilities. The £27k income is mine, from reading up it looks like we won't be entitled to anything. Quite sad really as he has paid plenty into his national insurance of the past 20 odd years. Oh well onwards and upwards. Hopefully he will find something soon

Darksparkle

Saveandsave wrote: »

We have a mortgage, no dependants and no disabilities. The £27k income is mine, from reading up it looks like we won't be entitled to anything. Quite sad really as he has paid plenty into his national insurance of the past 20 odd years. Oh well onwards and upwards. Hopefully he will find something soon

He will be entitled to contributions based JSA as you mentioned in your OP. That's what paying his NI has contributed to. As well as his state pension when of age, the NHS and any other contribution based benefits he may require later.

Caz3121

Saveandsave wrote: »

We have a mortgage, no dependants and no disabilities. The £27k income is mine, from reading up it looks like we won't be entitled to anything. Quite sad really as he has paid plenty into his national insurance of the past 20 odd years. Oh well onwards and upwards. Hopefully he will find something soon

He would still be able to claim contributions JSA for 6 months
Having been in a similar position when hubby was redundant it can be a complete change of lifestyle but you can get through. Fortunately hubby had a redundancy payment which was used to pay off all debt to make budgeting a little easier and reduce the monthly outgoings
If you have no savings it will be difficult as you were maybe used to living the lifestyle you could afford which will not be affordable now. A budget planner is really useful
Good luck with the job searching (it can be soul destroying at times)

Mojisola

Saveandsave wrote: »

He used to be on £60k a year so obviously my £27k salary will not cover our outgoings.

As you've had £80k+ coming into the household, you've thought ahead and put away a rainy day fund, haven't you?