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Is a credit card the correct option?

I have a few unpaid catalogue bills which have steadily gained charges be I've stupidly ignored the problem as I just didn't have money to pay them off.

Would I be sensible ft me to take a credit card and pay the lot off in one go and then pay the credit card month by month?

My. Credit score is probably low but I am finally earning more money.

Thoughts please?

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    anypotter wrote: »
    Would I be sensible ft me to take a credit card and pay the lot off in one go and then pay the credit card month by month?
    Do you mean a 0% BT card? I think you can't transfer a balance from most catalogues to a CC unless this CC offers money transfers.
    If you mean 0% on purchases, not all catalogues accept CCs for payments.
    My. Credit score is probably low but I am finally earning more money.
    Well, with low credit score you'll struggle to get a good CC, but you can try Balance Transfer Eligibility Calc
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