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7.9.07 what small dfw thing will you do or have you done today?
hypno06
Posts: 32,296 Forumite
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:
TGI Friday !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
Have a good day everyone xx
TGI Friday !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
- do piggy comps, clicks and surveys
- send everyone off with packed lunches
- check online banking and update spreadsheet
- not increase my debt in any way
- be positive
Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Morning Hypno, and all who follow.
Def TGIF, tomorrow OH returns after a week apart :j so today I will:
-Arrange to pay the plumber final payment on a new 0% cc
, but at least 0% and that's the job completed.....I hope.
- do my piggy clicks, and Quidco clicks
- take a pack up as I can't get home at lunchtime
- Do some OS style cleaning, or at least show the kitchen a bottle of StarDrops
- make a menu plan & shopping list as tomorrow I've arranged 2 mystery shops near a market Yippee :j
- post out a book sold on Amazon0 -
Morning hypno, morining everyone!
I love these threads because they show how the small things add up as part of the bigger picture.
Today i have already
- listed on ebay and packaged some items up that sold yesterday
- used a reusable nappy on baby, will continue to do so all day
I will
- dry washing outside
- make something with the blackberries I picked in hte garden (Jam maybe)
- phone around some banks to chase a couple of things up
- have gat a free overnight babysitter, intend to take full advantage but will walk to the pub and not get a takeaway (pizzas in freezer)0 -
Morning Hypno et al
it's a lovely day up here and fingers crossed it stays that way!
today I have/will
-get life home from friend to save £1.30 on bus and time as I'm going out tonight
-brought packed lunch to work
-eat dinner out of fridge (chicken needs used)
-scout online for the cheapest holiday money I can get at short notice (new I'd forgotten something argh)
-try and be good when I go out tonight...maybe
have a fabulous friday all xxx0 -
morning hypno and every1
today i wil:
see what ive got in the cupboards for tea tonight, im trying to get thru the whole weekend on what weve got leftover, so my online shop is cheaper on monday lol
ive cancelled ds friday dinner at nursery (arranged pre-lbm), so saved 1.70 there
buy some cheap pegs so i can peg my washing out instead of using the drier
have a good day all xxxLBM 29/07/ 07
TOTAL DEBT: [strike]3300[/strike]1500
DFD: Aug '08
:rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile
Official DFW Nerd Club No.641
Proud To Be Dealing With My Debts0 -
Morning:
Today I am/have
* Posted a birthday prezzie to my Grandad who's going to be 83 on Tuesday - managed not to spend anything which sounds mean but I sent him 3 photos of me, dd and dh in brand new photo frames we had.
* Hanging washing outside as lovely day here in Prestatyn
* Going to blitz the house so nice and clean for when dh comes home this evening from his week at uni - that's my exercise for the day
* Am going out for lunch with a friend I haven't seen for ages but only going to have snack, can use vouchers and get Nectar points too.
Ev x0 -
Morning Hypno and all,
Today i have/will
have chilli for tea left over from last night
checked quidco and got £37.50
checked all online banking
put all washing on line
do some cleaning
have a NSD(except loo rolls £1)
Think that's it for today0 -
Hello can I join you today? Todays small things:
- I went to buy flour and milk and only took with me barely enough cash for this and got a an additional bag of flour for 11p.
- Will make apple pies for freezer with next doors apples which I am free to pick
- Will have HM dinner tonight and I will cook for freezer to help with next week when I am back at work.
- Trying to get into Flylady routines from O/S board - day 3 underway.
0 -
Hiya everyone!
Today I have/will:
Done my piggy clicks (22.50 in my bank for Xmas so far :j )
Gotten a lift to and from work
Taken in a packed lunch
Having a NSD- hopefully!
Try and remember to do SS very kind offer as I got the links off him ages ago and apparently they are still vaild :j
Checking on my Ebay items later
Have a fab day as its Friday :beer:Debt Free - done
Mortgage Free - done
Building up the pension pot0 -
Today I have
- Hung three loads of washing out on line
- Done an hour of clickthroughs
- Spent no money
- Sat in the garden in the sunshine (one of life's free pleasures!)
mtpOriginal Mortgage April 2006 £138,485
Mortgage December 2011: £106,322
Mortgage May 2013: £79,900
Mortgage free goal date: 31st December 20150 -
Today I will:
Check for surveys/click thrus and get them done!
Update spreadsheets
Look at flylady thread on OS and think about incorporating it into my routines! (more time for money making and I might find some more things to sell!)
make curry from stratch for dinner (or maybe OH can do this and I'll do the cleaning)
Look for a walk we can do at the weekend - in need of exercise and a change of scene I think.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580
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