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New to Stoozing - Steady Away

mrrodge · 2016-05-12 08:12:06

I think I've posted here before but can't find my post. Basically I now have 4 cards, two 0% spending at 30% of their limit spent, one bank issued that I've had for years with no balance and just got approved for another 0% spending for 24 months card. Total available credit on cards right now is about 57% of my earnings…

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MallyGirl Posts: 7,225 Senior Ambassador

17 May 2016 at 5:13PM

mrrodge wrote: »

Here's another question (thanks for many replies, big help):

I've seen reference to 'Sub-prime' cards on other threads. Are these bad for credit scores/how do we know which are sub prime?

Sub prime are the Aqua, Vanquis type with very high APR such as 39% - useful as credit builders until you can get better.

the ones you have listed are not sub-prime so you are Ok

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