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2nd time buyer but sold previous property
 
            
                
                    Kippykanoo                
                
                    Posts: 2 Newbie                
            
                        
            
                    Good morning. This is my first post as I can't seem to find the information online.
Brief history - bought 2007, sold 2013 to rent as house to small and no way up ladder, looking to buy again in future.
So my question is - what are we classed as? All info I see is for first time buyers or people buying second homes to let.
Thank you
                Brief history - bought 2007, sold 2013 to rent as house to small and no way up ladder, looking to buy again in future.
So my question is - what are we classed as? All info I see is for first time buyers or people buying second homes to let.
Thank you
0        
            Comments
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            You're just someone buying a home. You don't need a label but when researching mortgages you need the homemover rates, not the remortgage or FTB ones.0
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            Never, under any circumstances, take a sleeping pill and a laxative on the same night.0
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            Definition of a first time buyer varies for each individual lender.0
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            Thank you for your quick replies. The link posted was helpful and suggests that each lender varies as to what they would class as a FTB. ������0
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            Some lenders put a time limit on it. I am in the process of buying a house with my husband, I have owned one before but my interest ended 8 years ago. Our lender sees me as a FTB due to time passed. I can't have a HTB ISA though.0
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