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1st time buyer

Hi there, I'm thinking of buying a house or flat as a 1st time buyer and then renting it out privately to tenants via gumtree, if I do this can I collect monthly rental cash in hand or how do I set up a direct debit for this? Also do I have to pay tax on this, if so how is this done?
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Comments

  • marksoton
    marksoton Posts: 17,516 Forumite
    I often consider this myself. Then i get kicked by the girlfriend and one of my single brain cells kicks in.
  • outlaw777
    outlaw777 Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Please advise?
  • marksoton
    marksoton Posts: 17,516 Forumite
    No. Don't do it.
  • outlaw777
    outlaw777 Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Could someone other than Mark please help me?
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    You are extremely unlikely to get a buy to let mortgage as a first time buyer.
    Buying without a buy to let mortgage to let out would be fraud.

    You sound like you haven't the first clue about letting out a property.
  • ellie27
    ellie27 Posts: 1,097 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    Who will you live with when you buy this place to rent out? Will you be paying someone rent money?
  • outlaw777
    outlaw777 Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I will be living with parents whilst I rent this out for around a year?
  • ellie27
    ellie27 Posts: 1,097 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    outlaw777 wrote: »
    I will be living with parents whilst I rent this out for around a year?

    Why will you just rent it out for a year?
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    outlaw777 wrote: »
    I will be living with parents whilst I rent this out for around a year?

    How are you planning to get a buy to let mortgage?

    What % is your deposit?

    Do you know any of the legal responsibilities of being a landlord?
  • Bogof_Babe
    Bogof_Babe Posts: 10,803 Forumite
    He hasn't said he needs a mortgage. Maybe he has an inheritance or something, and can buy outright.
    :D I haven't bogged off yet, and I ain't no babe :D

This discussion has been closed.
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