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How long will your savings last?
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Don't know whether FL would do the same or whether it's be viable to stop, transfer and restart as a workaround at your place.
I managed to get FL to start me a new tax year aligned scheme to dodge some PIP issues, so could maybe move my old pot (about £500k) but the single fund it's in has performed about as well as my more complex SIPP for a couple of years, so I'm fairly chilled right now.It's a pretty full-featured SIPP that also supports the standard ranges of investments.
I used to have a bells and whistles SIPP, and even had individual company properties in there back in the 90s, but am keeping it simpler nowadays.
I guess my big issue is that I can't get that excited about P2P as an asset class. There's a whole world of high yield opportunities out there for those who regard return on capital as more important than return of capital.
I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0
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