Switching from one bank to another

Westie983

Most banks just want regular payments going into it, they suggest salary but it could be loan payments, transfers, benefit payments etc

Definition of main banking can be open to interpretation but if you have regular payments going in and DD or cash withdrawals going out, it looks like the account is active and being used.

Paul_1977

AnotherJoe wrote: »

Thats weird. How would you provably do that since they dont know what your salary is unless its paid in directly?

Do they perhaps mean "your main source of income" ?

In any case, thats an example. (RBS black account, correct?) They do also say you must use it as your "main bank account" which is somewhat subjective but since they are the judge of that I suppose they dont care about that.

Yep the black account, I think it would be a case of common sense with a bank staff member looking over the account. If your salary is paid in (I guess the bank would look at where the money was coming from) and you have DD's coming out, then its a "main" account.