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BT credit check for uni flat?

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I'm due to be moving into my student flat and we need to get the BT line reactivated so that we can get broadband sorted out. When I called up to get the line reconnected I was told they were going to have to do a credit check on me to get it arranged. I told the advisor that that I didn't want to do that at this time and that I would ring them back.

I didn't want to get the credit check because my boyfriend and I bought a house last year so I think I must have had plenty of checks done then and don't want to add any more than necessary. However, I don't remember when I set up the phone line for the mortgaged house them running a credit check on me. Could it be that they ran the check but neglected to tell me or have they only done this because i've told them that it's a student flat?

Is there anyway to get this arranged without the credit check?


(By the way, i know how complicated my situation sounds! I'm a full time university student with a mortgage which is luckily small enough to be managed with a part time job! Just doesn't leave much over for extras!)
My mortgage costs me a sobering £13.06 A DAY!
:mad:
That's about 5 pairs of shoes a month i'm missing out on! :eek:

Comments

  • bwgames
    bwgames Posts: 137 Forumite
    I had a similar thing when I applied for a BT line for our (rented) university house.

    They said "we will do a credit check for you, on this address". I went :eek: and asked if they could do it on my home address (as I had no credit at that address, and we had constant letters from debt agencies to previous tenants about debts....), so they said yes, and then said I could have the line, with a £50 deposit.

    I wouldn't worry too much about a single credit check for the BT line to be honest. You might be able to get around it by putting down a large deposit, but this would probably be more hassle than just accepting the check?
  • lil_lisa
    lil_lisa Posts: 110 Forumite
    Random update on this. I rang BT this morning to say that if they really needed to do the credit check then I guess they'll have to. The advisor told me it wasn't necessary as I was already a BT customer (which the other advisor knew!) and all she needed was my name and the address of the flat!

    I'm glad I didn't let them do the check first time or i'd have a completely unnecessary credit check on my file!
    My mortgage costs me a sobering £13.06 A DAY!
    :mad:
    That's about 5 pairs of shoes a month i'm missing out on! :eek:
  • bwgames
    bwgames Posts: 137 Forumite
    Just realised, now I think about it. BT never credit checked me at home (at least, it never appeared on my files). I wonder if I now have a credit file at 35 "Debt Street"...
    Hopefully won't be a problem.

    Glad to hear you got it without a check :D
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