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BT credit check for uni flat?
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lil_lisa
Posts: 110 Forumite
I'm due to be moving into my student flat and we need to get the BT line reactivated so that we can get broadband sorted out. When I called up to get the line reconnected I was told they were going to have to do a credit check on me to get it arranged. I told the advisor that that I didn't want to do that at this time and that I would ring them back.
I didn't want to get the credit check because my boyfriend and I bought a house last year so I think I must have had plenty of checks done then and don't want to add any more than necessary. However, I don't remember when I set up the phone line for the mortgaged house them running a credit check on me. Could it be that they ran the check but neglected to tell me or have they only done this because i've told them that it's a student flat?
Is there anyway to get this arranged without the credit check?
(By the way, i know how complicated my situation sounds! I'm a full time university student with a mortgage which is luckily small enough to be managed with a part time job! Just doesn't leave much over for extras!)
I didn't want to get the credit check because my boyfriend and I bought a house last year so I think I must have had plenty of checks done then and don't want to add any more than necessary. However, I don't remember when I set up the phone line for the mortgaged house them running a credit check on me. Could it be that they ran the check but neglected to tell me or have they only done this because i've told them that it's a student flat?
Is there anyway to get this arranged without the credit check?
(By the way, i know how complicated my situation sounds! I'm a full time university student with a mortgage which is luckily small enough to be managed with a part time job! Just doesn't leave much over for extras!)
My mortgage costs me a sobering £13.06 A DAY!
:mad:
That's about 5 pairs of shoes a month i'm missing out on! :eek:
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Comments
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I had a similar thing when I applied for a BT line for our (rented) university house.
They said "we will do a credit check for you, on this address". I went :eek: and asked if they could do it on my home address (as I had no credit at that address, and we had constant letters from debt agencies to previous tenants about debts....), so they said yes, and then said I could have the line, with a £50 deposit.
I wouldn't worry too much about a single credit check for the BT line to be honest. You might be able to get around it by putting down a large deposit, but this would probably be more hassle than just accepting the check?0 -
Random update on this. I rang BT this morning to say that if they really needed to do the credit check then I guess they'll have to. The advisor told me it wasn't necessary as I was already a BT customer (which the other advisor knew!) and all she needed was my name and the address of the flat!
I'm glad I didn't let them do the check first time or i'd have a completely unnecessary credit check on my file!My mortgage costs me a sobering £13.06 A DAY!:mad:That's about 5 pairs of shoes a month i'm missing out on! :eek:0 -
Just realised, now I think about it. BT never credit checked me at home (at least, it never appeared on my files). I wonder if I now have a credit file at 35 "Debt Street"...
Hopefully won't be a problem.
Glad to hear you got it without a check0
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