Cahoot Flexible Loan Insurance

Dave_Furniss

Hi, sorry if a similar question has been asked but I cannot find one that helps.

I had a couple of Cahoot loans around 2002/2003 for a car and also had my own business.

I remember being told I had to have their Flexible Loan Insurance because it covered a number of things such as unemployment and was necessary even though I told them I was self employed and thought it would not help me in my circumstances.

A number of years ago I wrote to Cahoot but received a letter from Santander telling me they could find no evidence of me ever being a customer and they needed an account number which is something I no longer have.

I have just found on an old PC hard drive some images I made of the payments section of their web site indicating my balance, dates payments were made and interest charged but these were cut and cropped into a file and do not contain an account number.

For example, I know on 15/08/2002, I owed £4532.55, I paid £32.55 for the insurance and had debit interest at 007.7200% charged which equated to £20.93. The next shows I paid £200 on 30/08/02 bringing the balance owed down to £4353.48 and then paid £31.55 on the 15/09/2002 for the stupid Insurance and £29 interest to bring it to £4414.03.....and so on

Does anyone know if this is a dead duck or whether I can still attempt to claim the Flexible Loan Insurance back?

Thanks,
Dave

[Deleted User]

If you still don't have an account number, and the Bank have already stated that they cannot find you without it, how has anything changed from the earlier position?