We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Direct Debit - can I put some of the charge in dispute before the DD claim date?

So, firstly apologies if this isn't the right forum location - it seemed right enough.

We have an account with Talk Talk, and we had some issues with our broadband. We contacted them and they discovered a fault on the line. They arranged an engineer, and advised us we would be liable to pay if no fault was found. The engineer attended and found a fault, external to our property, which he resolved. He also came inside and decided to replace the master socket as an additional precaution.

TalkTalk are now charging us for 'no fault found'. We have a DD set up with them, and I don't want to cancel it - however, whilst we resolve the issue about the inaccurate charge, can we ask for that charge to be 'put in dispute' and not claimed as part of the next DD request? I'm not adverse to paying them what we owe them, just rather begrudge paying for something that is currently being disputed.

Any idea or info (besides the 'leave Talk Talk' suggestion) would be gratefully received.

FF
"A simple life freely chosen is a source of strength. Do not be pursuaded into buying what you do not need or cannot afford." Quaker Faith & Practice 1.02.41

Comments

  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Raise it as a formal complaint, make sure you state this is formal.

    They then have eight weeks to investigate it and resolve after which you can go to the regulator./ Ombudsman. Your comp,ain't will normally cost them money so you may well find that they cave in early on and waive their charges, though they may well charge and then refund you.
  • Frugal_Fox
    Frugal_Fox Posts: 1,002 Forumite
    So, I will need to pay the full charge up front first? We have already logged it as a formal complaint - they should be calling us back tonight as 'first part' of the complaint procedure.

    Hmmm, I'd vaguely remembered (or throught I did) that you could stipulate a charge in dispute and have that held back from the amount claimed, whilst the dispute was being resolved. The ridiculousness is that they are suggesting we had no fault, when a fault was found. Nevermind. Back on the phone tonight then!
    "A simple life freely chosen is a source of strength. Do not be pursuaded into buying what you do not need or cannot afford." Quaker Faith & Practice 1.02.41
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can I just add that you have the direct debit indemnity scheme to fall back on if they take an incorrect amount.
    Please be aware though they can only return any payment in full and cannot do a partial refund.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.