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Chancel repair liability
Comments
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I had similar thoughts. Just paid my 20 quid or so at time of moving and moved on. Small fry in grand scheme of moving house for a life times piece of mind (knowing my luck I would have had a bill for thousands a week after moving in if didn't pay it however remote the chance of that was!)0
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hi where can i buy chancel indemnity policy please independently thx mel0
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Hi
Our solicitor arranged ours, the policy was cheaper than doing a search so we had it instead of the search.0 -
It's pretty much always cheaper to pay the indemnity than do the search (£30 when I bought in 2014).....but also bear in mind that many mortgages will require you to have taken it out as well.
I have a relative who decided he was happy to take the small risk of it happening on his new build as he didn't want to pay the £30 on principle (and I don't blame him, it's a bit of a con/scam/call it what you will to get a few quid off each person who they know won't complain in the grand scheme of a house purchase - licence to print money really!). His mortgage company refused to allow him to take that risk and insisted he paid for an indemnity policy.0 -
Isn't it odd that the law still allows a Christian church to demand payment from someone who doesn't even use the church (may even be of a different religion), yet companies are allowed to punish people for showing signs of their Christian faith (eg someone daring to wear a tiny cross )?0
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It is a curious anachronism. We got an indemnity policy cheaply as some have above... though if I understand correctly, if you're in a densely populated city like us, it's less of an issue as even if it did happen, the costs would be split between multiple households. It's more of an issue if you're in a small village or cluster of houses with a church.0
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