Tuesday 3rd May. What small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are import

PurpleFairy26

Morning all. Lovely sunny day here so load from overnight is already out as it day before's that was on the airer that wasn't quite dry. My list for today:

Loads of DD gone out of bank, so need to update sheet
Check FPL and surveys
Fly lady bathroom and kitchen
Ring builder
Meals from stores
Found 2 tea cakes in freezer that are out for snack today
Decided to wfh, no commute :T
Try and sort bags for charity shop and drop off if I get chance

Be back later with more I'm sure. PF

determined_new_ms

Morning guys :wave: thanks for starting the thread PF!

Such a beautiful morning here :j hope it stays this way the whole day! Want to get a number of things done today so no dilly dallying around online for me!

* [STRIKE]check banking & pay some bills - oh to put his housekeeping in this morning...[/STRIKE]
* [STRIKE]put a load on the line already and another in the machine [/STRIKE]
* [STRIKE]done a meal plan & shopping list[/STRIKE]
* go food shopping - use £1.50 MOC off of £15 shop at Sains, nip into Asda as they often have meat reductions first thing in our town, go to Aldi for the rest
* do job searching activity and start an application
* gardening - potting on of aubergines, chillis & peppers, sow some more seeds runner beans, more salad, rocket, radishes, spring onions
* an hour flyladying
* hulahoop for free exercise
* all meals from stores
* do some baking & soup making for things for the week
* clear out our larder - we have mice :eek: need to work out what we need to do to get rid of them

Ok think I'm going to have another coffee then get cracking. Have a great day everyone x

ziggy2407

Morning All

PurpleFairy - Thanks for starting us off today
DNMS - You sound like a woman on a mission

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will:

Packed lunch for DH & DS - Done
Stew in SC - Done
Check Bank - Done
Hairdresser @ home - Done
Filing & Shredding -
Ironing -
Continue purge on Emails - Done a few
Complete a few surveys -
Read -
Enter a few comps - Done a few
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Check Lucky Phone - Done
Check numberplatelotto, Ashleigh, etc - Done

Have a good day! Love to you all!

C x

HelleBelle

Morning all!

Thanks for the start PF!

DNMS - wow, sounds like a super productive day you have planned

Ziggy - hope you have a super day

Today I have:
- checked balances, paid CC, updated my spreadsheet and sig
- Downloaded the Barclays app as that's the card I'm trying to hit - should encourage me to make more ad hoc payments.
- subscribed to YNAB after having a successful trial. opted for the yearly one to save in transaction fees.
- second load of laundry in the machine - all to be hung out today.
- both me and hubs working from home today so save on fuel
- all food from stores/meal plan

Hope you all have a lovely day sun is shining and that makes me happy!!

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016.

allydowd

Hi May Marvellous-oes,

Thanks for the starter PF.

Quick post today, I have to work a half shift this afternoon.

Debt Free-Nillionaire Continuity Plan Month Eleven:

* Lunch at home, from whatever's leftover in the fridge.

* Homemade ginger, honey and lemon tea. Trying to drink less caffeine. This certainly helps me cope better at work.

* Checked online banking. Things are going to be tight til Friday, it's the bills end of the month.

* Get Nectar Points when I go for petrol later.

* Courier coming to collect DW's broken mobile phone for, hopefully, a free repair.

* DW has cancelled scheduled trip into town today so that's a saving on petrol.

* Short run this morning before we put the washing on to make a full load with my running kit.

* Do own manicure and pedicure.


How about you folks?

make_the_change

Hi All,

It's a beautiful day here and I am on a countdown until the big 30 later this week - eek!

Been to playgroup, gave the nursery pet back after a weekend with us, just had breaky before the nursery run later.

If anyone is from Leicester, well done for winning the Premier League last night! Amazing! x

foxgloves

Morning Frugalistas,
My goodness this week has to count.....on the money saving front, as well as healthy eating, progressing mega job lists & just about everything else! Decent start achieved:
*Laundry done & pegged out in sunshine. PurpleFairy, I wonder if you live not too far away from me, as we always seem to have the same weather! Washer loaded for cheap wash overnight.
*Rubber pork duties. It did roast for 4 yesterday. Divvied up 4 another roast dinner tonight with leftover veggies & filled a container with pork chunks & leftover gravy for the freezer. Little pieces gone into a cob with homegrown salad & mustard for tomorrow's packed lunch.
*Sorted out jamjar cupboard. Stashed some more in the shed for preserving season.
*Entered a competition.
*Sort out all the jobs I could usefully do in town tomorrow when I have the car.
*Keep ringing the fish man or I'm in danger of being missed off this month's delivery & I want to stock up the freezer.
*Paid 3 x 50ps into my sealed pot.
Rest of the day will be spent sorting out the greenhouse. Gave Mum her big consignment of plants yesterday, which has made space for planting up my greenhouse bed. Will also be sowing sweetcorn. 1st scallop squash germinated this morning.
Ok. Must crack on. If there are any signs of me farting around online or anywhere else this week, please feel free to deliver a stern talking-to.
DNMS - We have furry visitors of the kind you mention every couple of years.
Right. I am GOING!!
F xx

La_escocesa

Hi everyone :wave:
Ooh, a brand new week! I for one am glad to see the back of last week. This week sounds like it has its own stresses in store and it’s only just begun but I won’t bore you with it – just !!!!py work stuff mainly.

Here’s me:
Cheapo porridge brekkie :A
Packed lunch :cool:
Leftover veggie chilli for tea :A
More KM of the place
Reply to biz emails
Check voluntary work email – never do this – need to give it up
Reply to tenant re his WM not working – hopefully OH can fix it...
Update YNAB for yesterday’s groceries – went to @ldi in the end – week’s shopping for £37 so happy about that.
Early night!

xx

DawnW

Afternoon all
Thanks for starting us off PF
Well, I was expecting an electrician round early this morning, to fix a 'fused spur switch' (don't ask!) in the kitchen, so I cleaned the kitchen thoroughly last night, got up early and tidied round, pegged washing on line, did loads of other little bits while I was waiting ... and waiting Rang him an hour after the time he said he was coming and apparently he had forgotten :mad: It is so hard to find reliable tradesmen - almost as though they don't want your money! Anyway, he now says he will come early this evening, which isn't very convenient but will be worth it if he actually does! Update, he has now been and has fixed the problem :T Looking forward to putting the dishwasher on shortly, for the first time in a fortnight

Anyway, having made a good start this morning I hoovered round the rest of downstairs, took the dog out, rifled through the boxes of business stock in the loft and garage and sorted out some new bits to take to my sales unit. Nice glassware this week

Then I went to sales unit, sorted that out, took out some stock and put the new bits in and made them look nice, picked up my (underwhelming ) cheque for last month's sales, came back, listed a couple more bits on ebay ....phew!

Also:
HG rhubarb with my porridge and yogurt this morning
Heating on only in bathroom and airing cupboard, dry and sunny so far today, with a cold wind
Bits from fridge for lunch
Business paperwork update done
Sold a gold ring that had belonged to my mother - no sentimental value as she never liked or wore it, and it was just sat in a drawer here, as it was when she owned it. Now someone who likes it and will wear it has it, and I have some extra money

Still to do:
Another dog walk Done
Get washing in shortly as it looks as though it is going to rain Done
Sort out something for dinner - might end up with a takeaway if the electrician is faffing about in the kitchen when it is time to cook :cool: No takeaway resorted to Cooked fresh veg with a couple of frozen whole sea bass that I already had
Nothing spent apart from paying the electrician (£30) for supplying and fitting the new socket thingy
Rejigged freezers, managed to empty one of them (I have a fridge freezer, which has remained on, and a small under counter sized one which is now off. I will defrost it, wipe it out, and it can probably stay off till I have excess HG produce to deal with Why pay to run two when one will do :money:

Anyway, at least I am feeling more motivated this week Hopefully I will continue to get a lot done!