Reclaim over draft charges from 2002?

laurahardie

Hi

Can anyone help me?

I have read all the information about reclaiming over draft charges and I know I can ask for the last 6 years accounts but can I go back further?

When I was a student I got into a massive rut of my account always being over my over draft limit and getting charged. The bank ended up coming to my house and confiscating my card! I always thought it was ridiculous the bank kept letting me get more and more overdrawn over my set overdraft limit. But I never thought about trying to claim it back I thought it was just PPI.

Is this too long ago to even worry about?

Before anyone says, I know it was stupid to keep getting cash back and going further and further over my limit but I was a student was desperate! but surely the bank should have stopped it happening too, instead they just kept Charging me until they took my card!

One problem is I don't have any paperwork though.

Thanks

Laura

Thrugelmir

Two words. No chance.

[Deleted User]

The Banks won their court case about charges in 2009.

Even the six years you mention is not the case.

Only a goodwill payment of perhaps the last six months is possible and, even then, only granted to those in current financial hardship.