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£225 for lack of Fensa Indemnity?

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  • Onawingandaprayer
    Onawingandaprayer Posts: 642 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    HappyMJ wrote: »
    Well how about that. I have never seen a certificate for the works completed on my property 11 years ago until today after reading this thread and then finding the certificate online.

    £20 for a replacement certificate.

    http://www.fensa.co.uk/asp/certificate.asp

    I know he wasn't Fensa registered.
  • molerat
    molerat Posts: 34,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The buyer's solicitor is covering their own butts against all eventualities. If they can get someone else to pay for this butt cover they will.
  • eamon
    eamon Posts: 2,321 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    You don't need Fensa. You need your LA building inspector to visit your property and measure the glazing with a meter. This will detect if the exterior glazing is Low E (sometimes refered to a K glass). He or she will also be looking for the kite mark logo and this will refer to toughened or laminated glass if you have glazed doors, patio door etc. A certificate will then be issued. Your LA website will tell you how much this costs.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    It is now standard practice to get an indemnity policy. However £225 is absolutely ridiculous!

    Ask your solicitor to get a quote from Legal and Contingency and another from GCS (you'll scare them by knowing the company names) and to actually show you them.

    Or: say there's no way you'll get the policy, if the buyers want it they can pay or you'll just readvertise the property
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Onawingandaprayer
    Onawingandaprayer Posts: 642 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    SmlSave wrote: »
    It is now standard practice to get an indemnity policy. However £225 is absolutely ridiculous!

    Ask your solicitor to get a quote from Legal and Contingency and another from GCS (you'll scare them by knowing the company names) and to actually show you them.

    Or: say there's no way you'll get the policy, if the buyers want it they can pay or you'll just readvertise the property

    Many thanks SmlSave. Great help!
  • dc197
    dc197 Posts: 812 Forumite
    Ninth Anniversary Combo Breaker
    Buyer should pay, because buyer gets the benefit of the insurance.
  • LittleMax
    LittleMax Posts: 1,408 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    eamon wrote: »
    You don't need Fensa. You need your LA building inspector to visit your property and measure the glazing with a meter. This will detect if the exterior glazing is Low E (sometimes refered to a K glass). He or she will also be looking for the kite mark logo and this will refer to toughened or laminated glass if you have glazed doors, patio door etc. A certificate will then be issued. Your LA website will tell you how much this costs.

    Agree - using a Fensa installer is just an alternative to Councils having to inspect every installation of replacement windows.
    You should have applied for building regs when your friend installed the windows. You could make an application now for regularisation. However the insurance policy may work out cheaper.

    https://www.planningportal.co.uk/info/200130/common_projects/14/doors_and_windows/2
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