Car insurance claim question

lukebostwick

I am a policy holder on a car insurance policy. A named driver on my policy had an accident which we claimed on. I'm planning on changing insurer (without the other named driver). Do I, as the policy holder need to declare that I have made a previous claim?

huckster

Yes you need to mention a claim under the previous policy, so it matches what is on CUE ( insurers central database)

lukebostwick

Thank you for your reply. Even though I didn't have the accident myself, do I have to put that I (as the policy holder) was at fault? I'm currently getting some quotes and have been asked this question and I'm not sure how to answer. The options are either "The policy holder is at fault", "third party at fault" or "both parties". I'm guessing that I tick the first one but I'm unsure, maybe there should be another option that isn't included in the online form? If you know the answer, I would really appreciate your help. Thanks.

Quentin

Your OP doesn't say whether this was a fault claim??

lukebostwick

Sorry, it was a fault claim by a named driver on my policy.

lukebostwick

bump !