crisis loan

paddydoc32

Can anyone tell me if im entitled to a crisis loan if my oven is broke? A applied and they told me to het a receipt from a repair man. Does the whole cooker need to be broke?

dippy3103

It's not that cut & dried.

HappyMJ

paddydoc32 wrote: »

Can anyone tell me if im entitled to a crisis loan if my oven is broke? A applied and they told me to het a receipt from a repair man. Does the whole cooker need to be broke?

If you've got any way of cooking at all then it's unlikely you will get help.

Even having access to a microwave or a slow cooker counts as a method of cooking even though it can't fry or braise food properly.

I would recommend you save some cash up and buy yourself a new oven. Have you looked at the cost of a repair? If it's a fault with the element it might not cost much at all to repair.

PasturesNew

I've not used an oven for over 2 years. Is it just you?

I 'manage' with a microwave, toaster, slow cooker and mini oven (£30 Lidl).

How often do you use the oven? For what?

You might be better off buying a mini oven outright for £30-40 than taking on a loan that needs to be repaid. Then, in time, you could save for a repair/replacement if you feel it's worthwhile. That £30-40 could buy you the time to take your time and source something cheap/free.

konark

As long as you've been claiming benefit for 6 months you can get a budgeting loan for virtually anything you need, and a cooker would be considered vital.

The minimum amount is £100 and the maximum amount you can get is determined by if you are single or have kids, usually £800 max.

FBaby

If you're struggling financially, why would you go for the more expensive option, ie. replacing rather than repairing? Unless of course the repairs are as expensive as buying a new one, hence them wanting to see a quote.