Littlewoods extra care advantage

scotty1971

Is it possible to claim your extra care advantage back from Littlewoods?

thanks

Scott

scotty1971

i looked through alot of threads but can't find if anyone has been successful with claiming back the extra care advantage. Any help would be most welcome.

thanks
scott

[Deleted User]

You can complain that any insurance was mis-sold, but you have to be able to show this was the case.

What year was the insurance first sold to you?

scotty1971

Moneyineptitude wrote: »

You can complain that any insurance was mis-sold, but you have to be able to show this was the case.

What year was the insurance first sold to you?

When the account was opened in 2002.

[Deleted User]

Since regulation of insurance sellers only took place in 2005, you probably face an uphill battle.

Do you have your own documentation pertaining to this?

scotty1971

Moneyineptitude wrote: »

Since regulation of insurance sellers only took place in 2005, you probably face an uphill battle.

Do you have your own documentation pertaining to this?

Not got the original documentation,but i still have the account open if that makes a difference?

[Deleted User]

scotty1971 wrote: »

i still have the account open if that makes a difference?

That will certainly help.

On what basis do you propose to complain?

scotty1971

i was working at the time,but the company paid my full wages for 9 months if i was off sick also i thought i had to take it out in order to get the account was never told any different.

[Deleted User]

You'll need to be able to provide documentary proof of any such work entitlement and just believing you had to take the insurance is not a valid mis-selling reason.

You could complain if you were TOLD you had to have the insurance when it was actually optional. Even then, that's a weak hearsay complaint for which you can't provide evidence.

Your main obstacle, though, is that your complaint will be pre-regulation.

scotty1971

Moneyineptitude wrote: »

You'll need to be able to provide documentary proof of any such work entitlement and just believing you had to take the insurance is not a valid mis-selling reason.

You could complain if you were TOLD you had to have the insurance when it was actually optional. Even then, that's a weak hearsay complaint for which you can't provide evidence.

Your main obstacle, though, is that your complaint will be pre-regulation.

Thanks for that,if i wanted to proceed would i just fill in a form and send it off to them?

[Deleted User]

Just write or call.