We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Esa stopped help please

13»

Comments

  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    Peter333 wrote: »
    Glad this was sorted, but last year, a friend of ours was on ESA for a couple of years, and then she started to receive a pension at the age of 65, and her ESA was stopped.

    Despite several letters, phone calls, and an appeal, she never got put back on it. :(

    Glad your friend's outcome was different. :)

    I thought ESA stops if someone starts to receive State Pension :think:
  • TELLIT01
    TELLIT01 Posts: 18,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    jobdone1 wrote: »
    Hi guys firstly thank you all for your support and help. I have had a chat with esa this morning and it turns out that my mother in laws pension of £3022.11 per year had been put in as a month. As my mother in law says it would be nice. Again thanks guys.

    Pleased to hear that it was so quickly sorted. In defence of DWP staff, it's terribly easy to go into 'auto-pilot mode' when inputting information. The vast majority of pensions are paid monthly so clicking the wrong option when taking the claim on the phone, or inputting the wrong period code if working from an ESA1, is easily done. Processors only have roughly 30 minutes per claim to process it - and attempts are being made to make them to it even faster. No wonder errors occur.
  • jobdone1
    jobdone1 Posts: 841 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thanks. Strange that mother in law can have a private pension of less than £85 PER WEEK and esa not be affected. And as mention above if someone who does not receive a private pension but goes to state pension age lose esa and gain pension. I know it employment support allowance and the word is in the title but one would have thought £85 or less is a little high.
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    jobdone1 wrote: »
    Thanks. Strange that mother in law can have a private pension of less than £85 PER WEEK and esa not be affected. And as mention above if someone who does not receive a private pension but goes to state pension age lose esa and gain pension. I know it employment support allowance and the word is in the title but one would have thought £85 or less is a little high.

    Not really as its a private pension. You can't claim ESA and a state pension at the same time as they are both a salary replacement benefit.

    Yours

    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • TELLIT01
    TELLIT01 Posts: 18,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    jobdone1 wrote: »
    Thanks. Strange that mother in law can have a private pension of less than £85 PER WEEK and esa not be affected. And as mention above if someone who does not receive a private pension but goes to state pension age lose esa and gain pension. I know it employment support allowance and the word is in the title but one would have thought £85 or less is a little high.

    Treatment of private pension and capital is about the only area where those claiming Conts based benefit are treated better than those on Income Related. Don't knock it! :)
  • bigbulldog
    bigbulldog Posts: 632 Forumite
    Part of the Furniture 500 Posts
    Hi,About the private pension your MIL has why didn't she take the full 25% tax free lump sum .?????
  • TELLIT01
    TELLIT01 Posts: 18,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    bigbulldog wrote: »
    Hi,About the private pension your MIL has why didn't she take the full 25% tax free lump sum .?????

    There's no requirement to take the full 25% tax free. My wife has reduce the amount she is going to take, in order to get a greater weekly pension income. Assuming she last more than 12 years it's in her best financial interest to do that.
  • bigbulldog
    bigbulldog Posts: 632 Forumite
    Part of the Furniture 500 Posts
    TELLIT01 wrote: »
    There's no requirement to take the full 25% tax free. My wife has reduce the amount she is going to take, in order to get a greater weekly pension income. Assuming she last more than 12 years it's in her best financial interest to do that.

    Yes your correct,but in some circumstances it's more financially sound to take the full 25% tax free instead of paying income tax on the increased regular income.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.