Friday 22 April - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

crazy_cat_lady

Morning all :hello:
Aw, I feel sad that Prince has died. This year feel unlucky in terms of celebrity deaths. Had to have a giggle that dd thought I meant Prince Charles - bless her.
Made it to Friday :j Hope everyone is ok - I'm still tired, and still stressed out about the volume of exam marking I have to do. Think there's a serious amount of work coming home with me this weekend. Eek!
So, what to do today...
Check banking and PAD
Minimal housework
Marking like my life depends on it
Aim for nsd
Get dd to cheer and gymnastics
Get ds to football (logistical nightmare as this is at the same time as cheer and there's only me to be the taxi)
Meals from stores
Definitely no heating
Spend some time crocheting tonight - I have too many projects on the go at once and need to catch up a bit.
Aim for 7000 steps to get Bounts, but I may be too busy marking
That will do - have a good one folks - we can make it to the weekend. :T

OrangeFairy

Morning all,

I am so pleased it's Friday!!!!

Thanks for starting us off CCL

I am so sad about all these celebrity deaths....Alan Rickman was the one that has upset me the most so far

List for today

Lunch is left over quinoa
Send last fleabay sale then I'm up to date
Breakfast at work
Check surveys
Check tcb
Check FPL
Reconcile spends
Check bank
Continue using Xmas toiletries- haven't bought any shower gel this year
Skittle team dinner and dance tonight- budget of £10 in place for a couple of drinks (meal paid for)
Work out how many hours left I have to do at work to complete the month
Wear a dress I have had for a while to the dinner to save an expense
Update calendar at home
Meal plan
Shopping list for tomorrow
Check the SO date for my savings account

That's me!

OF x

PurpleFairy26

Morning cat thanks for starting. Yeah to it being Friday :T I saw prince in concert (in my youth:o) he was amazing. Went to a friends last night, we were supposed to be going out but her DH was due back from work late so I went round instead. Spend - £0, goodness for the soul £priceless

My Friday will mainly look like this:
Check banking, FPL, surveys
Made sandwich for lunch, used empty bread bag to transport rather than cling film
Take OOD packet of crisps
Snack on fruit
Meal out with friend tonight, will be fairly cheap as I'm driving and we're both trying to be good
Quick fly lady round house
Washing on overnight tonight

Think that's about all, have a good day everyone. PF

DawnW

Morning all
Thanks for the start CCL
Up early again (dog woke me just before 6), and didn't get to sleep till after midnight Wish I could sleep better!

List for me today:
No heating - if it is cold this evening we can light the wood stove - though we haven't had to do this for a few nights now
Empty and clean out defunct dishwasher and find out where to call to get it fixed
Dog walks for free exercise
HM meals from stores
Cleaning - dining room light fitting, which I forgot yesterday, and deep clean the lounge today (at least!)
Deal with a bit of paperwork (already started this)
See if anything needs watering in the garden
See what needs using up or freezing in the fridge - we are going away for the weekend and I don't want anything to get wasted!
Need to buy some dog food and a birthday card (already have a suitable present), plus some treats for grandchildren at the weekend
Check for surveys
Check FPL

Happy Friday everyone

yasmin2

Morning all...

DFW for today:
-chk banking and make sure no unexpected DD
-declared NSD for yesterday and hopefully one today
-work later and food and fruit from home
-call agencies, I work as a contractor so am looking for a slightly higher paying job which isn't so far from home
-hopefully new bank books will arrive today so can get started on transferring money etc

Hope everyone has a great day:)

HelleBelle

Morning all,

Thanks for the start CCL

Today:
> draft a blog post - I'm picking up my blog again as a side hustle - see if I can make a few extra pennies if poss. If not then it'll be just for me anyways!
> order some more soda stream concentrate - search for best price and cash back
> plan shopping for hubs to do tomorrow
> wfh and no journies for me today

Hope you all have a fab frugal Friday

La_escocesa

Hi guys :wave:

I'm on holiday today Yay to the long weekend! :T

Today I've been spending virtual money - playing on the i kea kitchen planner tool for my new imaginary kitchen and been holiday planning but not booking! Found flights for £60 for an anniversary trip away so I think I will book them soon (fingers crossed they don't go up!!) and hoping to go away for a few nights in June too...

Visiting the parentals today so only spends will be petrol.

Catch up soon my lovelies :A

JHiggins91

Morning everone, made it to Friday again!

Very quiet day
Dropped OH car at garage to make repair that is (hopefully) covered under her warranty
NSD
Gut house (done already)
Will need to do a shop as we are currently running extremely low
Need to calculate remaining DD

Update you all later on
J

JHiggins91

Just worked out what we have coming out as Direct Debits and it's extremely tight this month so will have to look at what we can do r.e. funds bad news

make_the_change

Good Morning All,

Had a much better night with DS2, he had a bottle at 10pm and went through to 5am both me and OH went to bed after his bottle so woke feeling much fresher. £100 reward card finally arrived for switching TV so that will help with the end of the month and will stock up on shopping essentials for the next month. Usual house hunting today. Managed to get a new pair of trainers off fleabay for £4 in total, brand new, RRP £24.99. Much needed as I never get myself anything, always prioritise kiddies. It's my birthday soon so will be requesting essentials I am lacking!

Happy Friday all! x