Buildings insurance for a timber framed home

AndyJ52

Does anyone know the best way to go about purchasing a buildings or buildings and contents insurance policy for a timber framed home? Should I use a broker or just keep calling various insurance companies until I find a number who will quote?
Are there any good/reputable specialist companies that I ought to approach?
Apparently, insurers regard timber framed properties as being of 'non standard' construction i.e. not wholly built of blocks & bricks. Who knew??
Any pointers would be much appreciated.
Cheers!

comeandgo

Nationwide insure ours and no problem. Tesco did before that and again no problem. Most new houses in Scotland are timber frame and i imagine all are insured.

[Deleted User]

I have just set up next payment for my house and contents insurance. The company deals with non standard builds. We have insured with them since year one, when we realised that we were not properly insured. I can now sleep at night. The company are very good. We have a timber framed eco house

http://www.naturesave.co.uk/

rs65

AndyJ52 wrote: »

Apparently, insurers regard timber framed properties as being of 'non standard' construction i.e. not wholly built of blocks & bricks.

Surely with most timber framed homes the external walls are block and rendered. Fairly standard in my mind.

Are insurers thinking you mean timber clad?

Mrs_pbradley936

Try these:
https://www.nfumutual.co.uk/personal/insurance/

When I was buying an older cottage many years ago none of the Direct Line or Norwich Union types would quote.

molerat

The usual insurer term is "outer walls of brick or block construction" which timber framed houses are. Timber framed, as in usual Scottish homes, is standard construction.

chris_m

Indeed, it depends on what the OP means by "timber framed".
There's a world of difference between a house made a few hundred years ago from a few oak trees with some form of filling between the frames and one that's been put up in timber for speed, then clad with bricks, etc in the more modern way.