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A Journey of Many Pounds Starts With a Single Penny

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Comments

  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Whoop, whoop 🙌🏼 

    that’s fantastic- great news. 
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    June Goal Update
    Goal 1
    Finish saving for DS1’s university top up - Done
    Goal 2
    Mortgage below £200 000 - Done
    Goal 3
    Invest £300 in Stocks and Shares ISA (as the market is down I am using an investment goal not a value goal) - Done
    Goal 4
    School Fees buffer to £1000 - Done
    Goal 5
    Save £500 in DS2 Uni top up fund - Done
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Thank you PF.  Onwards and downwards from here.   It feels much less daunting than a mortgage starting with a 3. 
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 28 June 2020 at 4:53PM
    New Goals - which look surprisingly similar to the old goals  :D 
    New Goals 
    Goal 1
    Mortgage below £195,000 - £4,260.72
    Goal 2
    Invest £300 in Stocks and Shares ISA (as the market is volatile I am using an investment goal not a value goal) - £52/£300
    Goal 3
    Save £400 in School Fees buffer - £52/£400
    Goal 4
    Save £500 in DS2 Uni top up fund - £52/£500
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • South_coast
    South_coast Posts: 5,939 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Well done LadyGnome! Fab progress being made 😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Thank you SC
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done!
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Thank you zcrat 
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • bit_by_bit
    bit_by_bit Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Hi LadyGnome. I haven't read all of your diary yet but you do seem to do well with short term goals. Something that may help me as nearly all of mine are long term. You have really knowcked a massive chunk off your mortgage since 2012. Amazing.
    Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.
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