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A Journey of Many Pounds Starts With a Single Penny

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sounds lovely..saag aloo and chicken saag..2 of my favourites :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    I am glad to hear I am not the only person with a bit of a thing for curried spinach.:D


    We've decided that we need to ditch the current gas/electric tariff so I've just applied for Tesc0 CC (first 21 months 0% for purchases) & was accepted. We will find a new tariff and use the CC to pay off the shortfall on this one as it is uneconomic. We can then pay off the shortfall at our own pace. I will get clubcard points on the card and went through TCB so should get £31 cashback too. We could have paid the shortfall out of savings but I would prefer to cover it this way as the savings are earning interest (my first mini stooze :T). I should get the card in the next week and can look for a new tariff.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    It's pouring down here today so no gardening. I am taking the Gnomeboys to see Angry Birds in the cinema today, £17.20 for the 3 of us using Meerkat Movies. (Mr Gnome has a tendency to fall asleep during kids movies so he decided not to join us).
    My TCB for the Mr T CC has tracked so that's £31 for the pots once it's payable.
    Yesterday was another no pocket money spending day. The cinema tickets are coming out of the half term pot. I think there will be money left in the half term pot so that can be OP too.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    I am always shocked by the price of the cinema, so well done on your meerkat deal. I hope you smuggled your own popcorn and drinks in rather than paying the extortionate prices that they charge in the cinema :eek: Last time we went a woman in the queue paid £19 for popcorn, drinks and pick and mix :eek::eek:
    Hope the boys enjoyed the film and let's hope the weather improves, it has been properly wet and cold today.
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    I didn't smuggle in my own this time although I have done in the past. I haven't spent much of my half term pot as we were at home for the first few days and I am back in work tomorrow so I didn't mind splashing out. I think I will have about £20 left to pay to the various pots.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 3 June 2016 at 5:54PM
    Short week in work for me this week.


    Bring food to work
    Wednesday - Done
    Thursday - Done
    Friday - Done


    I have spent £4.39 today on stuff for lunches etc so £4 a day pocket money fund currently stands at £25.31 due to several NSD in a row.


    I am waiting for a few things before I can move forward
    1.cinema food payments to show on account as I can't find the receipts - I will then allocate the surplus Half Term funds
    2. Interest to be credited - logged on spreadsheet
    3. Dividends to be paid and then allocated
    4. New CC to arrive so I can move fuel supplier
    5. Finally resolve the safe custody issue with my Bank on Fri - done. Their mistake not mine!
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Have a good week Lady G
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Thank you brizzled.
    You too.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    As June has now started I can move the next instalment of cash into my NW reg saver. £479 moved this morning (not quite the full £500 but I still haven't received the bills for the music lessons so I am holding some money back). Don't they know I have spreadsheets to sort out;)

    I have about £29 of pocket money built up from my £4 a day allocation but I will need to buy a card and present for one of the Gnomeboy's friends as they have a party on Sat.

    At the moment its just a case of keep plodding on.


    23 days to the end of the Xbox squeeze
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Yesterday was a bit spendy as I sponsored someone and bought a present for one of the Gnomeboy's friends. I treated myself to a coffee and croissant this morning as I was early for my appointment with the bank. I now have about £5 of my pocket money surplus left and a birthday card and wrapping paper to buy. Roll on Saturday and another £4.

    My appointment with the bank was successful. The safe custody item was the bank's papers not mine so they will be refunding the charges. :j

    22 days to the end of the Xbox squeeze
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
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