Does AA parts and labour pay for suspension issues

africanlion_2

I hit a very nasty pothole (it was filled with rain water so couldnt see it) and now the car is dangerous to drive. The steering vibrates very badly and the wheels feel as if they are wobbling and generally difficult to keep straight on the road

I have AA parts and labour policy

unforeseen

Isn't parts & labour an addition for European cover rather than UK?

If you mean Parts & Garage then can you meet the following condition?

Once you’ve nominated a vehicle for Parts and Garage Cover you’ll need to keep it serviced in line with the manufacturer’s recommendations. Servicing must be done by a suitable garage business.

burlington6

Do you mean an AA warranty?

If so, why would they pay for damage you've done?

africanlion_2

No AA parts and labour is a policy that does exactly that, AA will pay up to £500 for repairs to your car and its for UK use. Last year my alternator gave up the ghost in Edinburgh and AA paid for the repair and i had to pay £35 excess. In December the battery on my Grand Voyager died too and again AA towed me to local AA approved garage and as some might know the recommended battery for Voyagers is the Optima which comes in at £150 and again AA paid
. Only asking so i know whether to bother calling them or not

unforeseen

I think the answer is No due to the following condition

This policy is designed to cover sudden and unexpected breakdowns, it is not intended as a warranty or to cover any damage that you are already aware of and have not rectified, accidental damage due to a collision, incorrect fuel, theft or vandalism.

http://www.theaa.com/resources/Documents/pdf/breakdown-cover/breakdown-repair-cover-policy-current.pdf

AdrianC

Why would you expect a warranty to pay for damage caused by your driving?

Would you expect them to pay for damage caused if you hit a wall or another car?

africanlion_2

Ye si would actually because thats the point of insurance and this policy is insurance, it clearly states so on the paperwork

Anyway i was only asking. If people stopped asking what "you " consider "silly questions" this and other forums would be dead

AdrianC

africanlion wrote: »

Ye si would actually because thats the point of insurance and this policy is insurance, it clearly states so on the paperwork

Yes, it's insurance. But it is not insurance against collision damage. It's insurance against a mechanical failure, with various exclusions, including wear and tear.

If you want to claim off any insurance policy for it, then the appropriate policy would be your normal fully comprehensive road-risks policy.

martinthebandit

My first step would be to see if the wheel needs rebalancing, might get the tyre checked while I was at it.

londonTiger

africanlion wrote: »

No AA parts and labour is a policy that does exactly that, AA will pay up to £500 for repairs to your car and its for UK use. Last year my alternator gave up the ghost in Edinburgh and AA paid for the repair and i had to pay £35 excess. In December the battery on my Grand Voyager died too and again AA towed me to local AA approved garage and as some might know the recommended battery for Voyagers is the Optima which comes in at £150 and again AA paid
. Only asking so i know whether to bother calling them or not

pretty decent deal. Most people pay insurance year in year out but never claim because they dont want to lose their NC or have premiums increase. At least with the AA cover you can actually claim without fear of being stung.

fred246

If your with the AA you've already been stung when you paid your premium. Just done a quote for me. £338 to give you £500 of cover! I don't think I'll be going for that somehow.