NPower/Wilkin Chapman & Financial Statement

wherediditallgothen

Hi all,
I’ve had battles with NPower for a few years, which culminated in me switching at the start of this year. After much wrangling, and more than 1 wrong bill it has been forwarded to debt collectors. Strangely it’s 1 collector for each fuel, Wilkins Chapman for electric, and Westcot for gas.
Anyway, I have made contact with Wilkins Chapman, and the arrangement they suggested is more than I can pay, considering I will have to sort out an arrangement with Westcot for the gas too. They have now sent me a personal financial statement for them & Npower to assess. The trouble is that it asks for more info than I am willing to give, such as my employer, employer’s contact details, my NI number, my wife’s income (the debt is in my name, and I am the only person who has ever paid the gas & electric in my house).
I’d rather they didn’t know anything about my employer, my NI number, my house value, outstanding mortgage, wife’s income, after all the owed amount is only £270 odd quid. What info do I legally need to provide, and what do I not have to tell them?
Thanks

sourcrates

You say forwarded to debt collectors, have they bought the debts, or are they just acting for there client ?

If the latter, you don't need to tell them anything, if the former, only your income/expenditure is relevant.

chanz4

Npower wont of sold it, on a side note Westcott are not very good. Raise a complaint, also if they ever go to get a warrant always attend court as it will get thrown out

wherediditallgothen

Thanks for your help. I'm going to complain to NPower about the fact that the debt has been passed to 2 seperate DCA people, when the bill was for dual fuel. This seems like a 2 fingered parting shot to me. I don't hold out much hope of them actually giving a toss. If they did they'd have got my bills right at least once in 3 years without me having to pester them.

andyfromotley

Hi,

I am no expert but my experience from reading lits on here is

a) fill in the form as you see fit. They may well just keep sending it/moaning as these companies cant deal with people who wont play ball!
b) Just work out what you can afford, write to them telling them and pay them it every month. Their chances of getting a judgement against you whilst you are consistently making payments is pretty low i reckon.

Speak to National Debt line or Stepchange. They are free and offer excellent advice.