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Critical illness +income protection
Comments
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Does the income protection plan you have with L&G kick in after 12 months to match when the employer benefit ends?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Yes, kicks in after 12 months0
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We're Looking into taking out CIC for self employed, 50+, smoking OH so know it won't be cheap. Any company regarded as being the best of a bad bunch please? We already have life insurance so only need the CIC element.
TIA0 -
Any company regarded as being the best of a bad bunch please?
Not sure any of them are referred to as a bad bunch. Claims to payout ratios are very good across the board. However, there is a lot of difference between the providers in what they cover. So, it is a key thing to look at in your research.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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