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Credit score goes down after default drops off.

After checking my credit file. I have found out my credit scored has decreased by 4 after a default has dropped off my credit files. The reason being. The age of my credit files has now decreased in length of time I have had them open. Just another reason why EXPERIAN credit score is useless.
I came into this world with nothing and I'm gonna leave with nothing.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Andybez38 wrote: »
    The age of my credit files has now decreased in length of time I have had them open. Just another reason why EXPERIAN credit score is useless.

    Maintaining long lasting relationships is a sign of financial stability.
  • A4445
    A4445 Posts: 1,103 Forumite
    My useless score went up 63 when a default came off? No consistency!?!
  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It's totally random. Like the lottery.

    Save 12K in 2020 # 38 £0/£20,000
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    edited 16 April 2016 at 11:42AM
    Yet still we get shouted down when we point this out.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
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