We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
deposit scheme data protection breach?

asmo75
Posts: 12 Forumite
hi, this is an odd one but i was after advice, obviously, on a strange matter of data protection.
we lived in a property a few years back and then left and had our deposit returned via the DPS as is the norm. 4 years later(yesterday), the estate agent we were with back then accidentally registered a brand new deposit for £825 at that old address in my name with my contact details.
There are a few things here that dont add up, we are no longer associated with them, nobody is renting the property as it was sold but mainly how they would even be able to do that by accident! The DPS say that if i wanted to pursue it then technically it is my deposit but thats not what we're looking for.
My thoughts are more to the fact that accident or not, my name, address, email and phone number have been used to register a deposit on a property 4 years after i ceased any contact with that estate agent. have they broken any data protection laws here or others that i dont know about? When i sopke to someone in charge at the estate agents he was very very flustered like he understood the severity of the "clerical error" but hoped that i didn't.
please advise if you can help.
cheers
we lived in a property a few years back and then left and had our deposit returned via the DPS as is the norm. 4 years later(yesterday), the estate agent we were with back then accidentally registered a brand new deposit for £825 at that old address in my name with my contact details.
There are a few things here that dont add up, we are no longer associated with them, nobody is renting the property as it was sold but mainly how they would even be able to do that by accident! The DPS say that if i wanted to pursue it then technically it is my deposit but thats not what we're looking for.
My thoughts are more to the fact that accident or not, my name, address, email and phone number have been used to register a deposit on a property 4 years after i ceased any contact with that estate agent. have they broken any data protection laws here or others that i dont know about? When i sopke to someone in charge at the estate agents he was very very flustered like he understood the severity of the "clerical error" but hoped that i didn't.
please advise if you can help.
cheers
0
Comments
-
Mistakes happen. At a letting agent's office mistakes happen more often.
They haven't breached data protection, and obviously you haven't go any claim to that 'deposit'.0 -
thanks, obviously i know we have no claim to the deposit that doesnt exist and would never pursue that but can they really hold my details indefinitely and use them like this? it was just a worry is all.0
-
No, they cannot keep your details "indefinitely".
But since the legal time limit for many things is 6 years it makes sense to keep details of previous tenants for 6 years after they left. So there is nothing exceptional with them still having your details after 4 years.0 -
<<Beaten to it>>0
-
The broad advice is to keep any documents relating to financial matters for at least seven years, so the agents should still have those details since they're relevant to their own accounting for any fees you paid them at the time etc. What's probably happened is they have someone else on their books with the same or a very similar name as yours, and they've pulled up the wrong details when they've gone to submit the deposit.
The data protection act stipultes that your information is:
used fairly and lawfully
used for limited, specifically stated purposes
used in a way that is adequate, relevant and not excessive
accurate
kept for no longer than is absolutely necessary
handled according to people’s data protection rights
kept safe and secure
not transferred outside the European Economic Area without adequate protection.
They can argue that they should still have it, because it relates to their internal accounting, but they haven't kept it safe because they've accidentally reused it. The first thing to do is let them know they've done it, and you're unhappy about it. If you're unhappy with their response, you can escalate it, but I wouldn't expect much redress. They're storing it for the right reasons, and within a reasonable timeframe, and it's human error that's caused the problem, so the response will probably be "train your staff to double check information".Mortgage
June 2016: £93,295
September 2021: £66,4900 -
hi, this is an odd one but i was after advice, obviously, on a strange matter of data protection.
we lived in a property a few years back and then left and had our deposit returned via the DPS as is the norm. 4 years later(yesterday), the estate agent we were with back then accidentally registered a brand new deposit for £825 at that old address in my name with my contact details.
There are a few things here that dont add up, we are no longer associated with them, nobody is renting the property as it was sold - and? perhaps the new owner is renting it out? but mainly how they would even be able to do that by accident! The DPS say that if i wanted to pursue it then technically it is my deposit - it's not. but thats not what we're looking for.
My thoughts are more to the fact that accident or not, my name, address, email and phone number have been used to register a deposit on a property 4 years after i ceased any contact with that estate agent. - quantify your loss. Otherwise there's no pay out here. Of course feel free to report to the ICO have they broken any data protection laws here or others that i dont know about? When i sopke to someone in charge at the estate agents he was very very flustered like he understood the severity of the "clerical error" but hoped that i didn't.
please advise if you can help.
cheers
There's nothing here beyond a wrap on the knuckles (or a fine if this is a 2nd/3rd/4th offence) by the ICO0 -
I had a similar issue a few months ago. Completely out of the blue I received a text message from a letting agent confirming my appointment to view a rental property. I had not made any appointments and had not had any contact with the letting agent. I contacted them immediately and they were quite offhand about it, saying "oh ok we must have got the wrong name". I was frantic assuming that somebody was using my identity.
I went to the house at the appointed time and there were three couples waiting to view the property, the agent didn't turn up.
I phoned them again when I got home and insisted on speaking to the manager to try and find out what was going on. It turned out that it was simple mistake - one of the staff had clicked on my name on their database instead of a very similar name next to mine. Apparently I had registered with them EIGHT years ago when I was looking for a house to buy. They never weeded their database so my name was never removed!
I made sure they removed my name after that. - phew!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards